SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
___________
SCHEDULE 13G
(Rule 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
TO RULES 13d-1(b)(c) AND (d) AND AMENDMENTS THERETO FILED
PURSUANT TO RULE 13d-2(b)
(Amendment No. 4)
TF FINANCIAL CORPORATION
-------------------------------------------------------
(Name of Issuer)
Common Stock $0.10 Par Value Per Share
-------------------------------------------------------
(Title of Class of Securities)
872391 10 7
-------------------------------------------------------
(CUSIP Number)
January 4, 2004
-------------------------------------------------------
(Date of Event which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
|_| Rule 13 d - 1(b)
|X| Rule 13 d - 1(c)
|_| Rule 13 d - 1(d)
---------------------------------- -----------------
CUSIP No. 872391 10 7 13G Page 1 of 5 Pages
---------------------------------- -----------------
--------------------------------------------------------------------------------
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
John R. Stranford
--------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [_]
(b) [_]
N/A
--------------------------------------------------------------------------------
3 SEC USE ONLY
--------------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
--------------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF
SHARES 117,629 Shares
BENEFICIALLY --------------------------------------------------------------
OWNED BY 6 SHARED VOTING POWER
EACH
REPORTING 0 Shares
PERSON WITH --------------------------------------------------------------
7 SOLE DISPOSITIVE POWER
234,044 Shares
--------------------------------------------------------------
8 SHARED DISPOSITIVE POWER
0 Shares
--------------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
234,044 Shares
--------------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES |_|
--------------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
7.85%
--------------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON
IN
--------------------------------------------------------------------------------
Item 1(a). Name of Issuer:
---------- ---------------
TF Financial Corporation
Item 1(b). Address of Issuer's Principal Executive Offices:
---------- ------------------------------------------------
3 Penns Trail, Newtown, Pennsylvania 18940
Item 2(a). Name of Person Filing:
---------- ----------------------
John R. Stranford
Item 2(b). Address of Principal Business Office or, if None,
------------------------------------------------------------
Residence:
----------
3 Penns Trail, Newtown, Pennsylvania 18940
Item 2(c). Citizenship:
---------- ------------
United States
Item 2(d). Title of Class of Securities:
---------- -----------------------------
Common Stock, $0.10 par value per share.
Item 2(e). CUSIP Number:
---------- -------------
872391 10 7
Item 3.
-------
Not Applicable.
-2-
Item 4. Ownership:
------- ----------
The following information relates to Mr. Stranford's ownership as of
January 4, 2004.
(a) Amount beneficially owned:
234,044 shares
(b) Percent of Class:
7.85%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote
117,629 shares
(ii) Shared power to vote or to direct the vote
0 shares
(iii) Sole power to dispose or to direct the disposition of
234,044 shares
(iv) Shared power to dispose or to direct the disposition of
0 shares
Item 5. Ownership of Five Percent or Less of a Class:
------- ---------------------------------------------
Not Applicable.
Item 6. Ownership of More Than Five Percent on Behalf of Another Person:
------- ----------------------------------------------------------------
Not Applicable.
Item 7. Identification and Classification of the Subsidiary Which Acquired the
------- -------------- -------------------------------------------------------
Security Being Reported on by the Parent Holding Company:
---------------------------------------------------------
Not Applicable.
Item 8. Identification and Classification of Members of the Group:
------- ----------------------------------------------------------
Not Applicable.
-3-
Item 9. Notice of Dissolution of Group:
------- -------------------------------
Not Applicable.
Item 10. Certification:
-------- --------------
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not held for
the purpose of or with the effect of changing or influencing the control of the
issuer of the securities and were not acquired and are not held in connection
with or as a participant in any transaction having that purpose or effect.
-4-
SIGNATURE
---------
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete, and
correct.
Date: February 4, 2004 /s/John R. Stranford
--------------------------------------
John R. Stranford