UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event report) January 11, 2005
Severn Bancorp, Inc.
(Exact name of registrant as specified in its charter)
Maryland 0-49731 52-1726127
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification Number)
1919A West Street, Annapolis, Maryland 21401
(Address of principal executive offices) (Zip Code)
410-268-4554
(Registrant’s telephone number, including area code)
(Former name or former address, if change since last report)
Check the appropriate box below if the Form8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240.13e-4(c))
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
On January 11, 2005, Severn Bancorp, Inc. issued a press release announcing financial results for the fourth quarter and year ended December 31, 2004. A copy of this press release is being furnished as Exhibit 99.1 to this report.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
99.1 Press release dated January 11, 2005
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Severn Bancorp, Inc.
Dated: January 11, 2005 By: /Alan J. Hyatt/
Alan J. Hyatt, President