UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 3/31/2008 Check here if Amendment [ ] Amendment Number: This Amendment [ ] is a restatement Institutional Investment Manager Filing this Report: Name: TRUSTCO BANK Address: 3 SARNOWSKI DRIVE GLENVILLE, NY 12302 13F File Number: 28-10307 The institutional investment Manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: /s/ Richard W. Prouost Title: Trust Officer Phone: 518-381-3699 Signature, Place, and Date of Signing: /s/ Richard W. Prouost Glenville, NY 4/07/2008 ---------------------- -------------- ---------- [Signature] [City, State] [Date] Report Type (Check only one) [X] 13F HOLDINGS REPORT [ ] 13F COMBINATION REPORT FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 152 Form 13F Information Table Value Total: $ 198,982 List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment Managers with respect to which this report is filed, other than the Manager filing this report. NONE FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- ------- --- ---- ------- -------- ------ ------ ------ AT&T INC COMMON STOCK 00206R102 2343 61180 SH DEFINED 60415 0 765 00206R102 814 21242 SH DEF/OTH 12736 8506 0 ABBOTT LABORATORIES COMMON STOCK 002824100 2610 47322 SH DEFINED 44722 400 2200 002824100 448 8126 SH DEF/OTH 4426 2800 900 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 790 8588 SH DEFINED 8588 0 0 ALCOA INC COMMON STOCK 013817101 701 19450 SH DEFINED 19150 200 100 013817101 29 800 SH DEF/OTH 500 0 300 ALLSTATE CORP COMMON STOCK 020002101 1304 27142 SH DEFINED 27142 0 0 020002101 125 2608 SH DEF/OTH 1170 1338 100 ALTRIA GROUP INC COMMON STOCK 02209S103 19 870 SH DEFINED 870 0 0 02209S103 961 43300 SH DEF/OTH 37800 5500 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1220 27915 SH DEFINED 26215 200 1500 025816109 373 8534 SH DEF/OTH 6734 1800 0 ANHEUSER BUSCH COS INC COMMON STOCK 035229103 686 14450 SH DEFINED 12850 800 800 035229103 152 3200 SH DEF/OTH 200 3000 0 APPLIED MATERIALS INC COMMON STOCK 038222105 468 24000 SH DEFINED 20800 0 3200 038222105 4 200 SH DEF/OTH 200 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 853 20125 SH DEFINED 18625 0 1500 053015103 55 1300 SH DEF/OTH 500 700 100 BP PLC FOREIGN STOCK 055622104 2283 37647 SH DEFINED 33347 3100 1200 055622104 419 6904 SH DEF/OTH 3100 3704 100 BAKER HUGHES INC COMMON STOCK 057224107 206 3000 SH DEFINED 3000 0 0 057224107 27 400 SH DEF/OTH 100 0 300 BANK OF AMERICA CORP COMMON STOCK 060505104 1768 46649 SH DEFINED 45716 900 33 060505104 667 17590 SH DEF/OTH 13736 3454 400 THE BANK OF NEW YORK COMPANY COMMON STOCK 064058100 573 13723 SH DEFINED 13723 0 0 INC BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 113 5300 SH DEFINED 1700 3600 0 110122108 251 11800 SH DEF/OTH 3200 8600 0 CGM MUTUAL 125325407 269 9007 SH DEFINED 9007 0 0 FUND/STOCK CHEVRON CORP NEW COMMON STOCK 166764100 3550 41584 SH DEFINED 38584 600 2400 166764100 1182 13847 SH DEF/OTH 11260 1787 800 CISCO SYSTEMS INC COMMON STOCK 17275R102 1681 69785 SH DEFINED 68735 600 450 17275R102 69 2850 SH DEF/OTH 1150 1200 500 CITIGROUP INC COMMON STOCK 172967101 1110 51811 SH DEFINED 50911 900 0 172967101 110 5142 SH DEF/OTH 2342 2400 400 CITIGROUP CAPITAL XVI PREFERRED STOCK 17310L201 203 10000 SH DEF/OTH 10000 0 0 COCA COLA CO COMMON STOCK 191216100 3507 57616 SH DEFINED 56716 900 0 191216100 755 12400 SH DEF/OTH 8200 4200 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 2459 31561 SH DEFINED 31061 500 0 194162103 312 4000 SH DEF/OTH 100 3400 500 CURTISS WRIGHT CORP COMMON STOCK 231561101 2669 64352 SH DEFINED 64352 0 0 DISNEY WALT CO COMMON STOCK 254687106 1723 54920 SH DEFINED 52320 200 2400 254687106 228 7250 SH DEF/OTH 4150 3000 100 DOMINION RESOURCES INC VA NEW COMMON STOCK 25746U109 44 1086 SH DEFINED 1086 0 0 25746U109 262 6418 SH DEF/OTH 6418 0 0 DOW CHEMICAL CO COMMON STOCK 260543103 381 10350 SH DEFINED 9550 800 0 260543103 108 2925 SH DEF/OTH 1825 1100 0 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 988 21126 SH DEFINED 17540 1686 1900 263534109 157 3360 SH DEF/OTH 710 2450 200 ECOLAB INC COMMON STOCK 278865100 334 7700 SH DEFINED 6700 0 1000 278865100 13 300 SH DEF/OTH 100 0 200 EMERSON ELECTRIC CO COMMON STOCK 291011104 489 9500 SH DEFINED 9100 0 400 291011104 144 2800 SH DEF/OTH 1000 1800 0 EQUITABLE RESOURCES INC COMMON STOCK 294549100 239 4060 SH DEFINED 4060 0 0 EXELON CORP COMMON STOCK 30161N101 1089 13400 SH DEFINED 12800 600 0 30161N101 170 2090 SH DEF/OTH 1590 500 0 EXXON MOBIL CORP COMMON STOCK 30231G102 12718 150366 SH DEFINED 131968 14884 3514 30231G102 2879 34034 SH DEF/OTH 20556 12122 1356 FPL GROUP INC COMMON STOCK 302571104 753 12004 SH DEFINED 12004 0 0 FORTUNE BRANDS INC COMMON STOCK 349631101 222 3200 SH DEFINED 2800 200 200 349631101 229 3300 SH DEF/OTH 2800 400 100 FRANKLIN N Y TAX FREE INCOME MUTUAL 354130106 135 11795 SH DEFINED 11795 0 0 FUNDS/MUNI BONDS GENERAL ELECTRIC CO COMMON STOCK 369604103 27426 741040 SH DEFINED 698391 31689 10960 369604103 10230 276425 SH DEF/OTH 202064 60961 13400 GENERAL MILLS INC COMMON STOCK 370334104 433 7233 SH DEFINED 6333 700 200 370334104 257 4300 SH DEF/OTH 4100 200 0 GENERAL MOTORS ACCEPTANCE CORP CORPORATE BOND 3704A0SV5 175 200000 PRN DEF/OTH 200000 0 0 GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 454 10699 SH DEFINED 10099 600 0 37733W105 183 4314 SH DEF/OTH 3114 1100 100 HEWLETT PACKARD CO COMMON STOCK 428236103 573 12547 SH DEFINED 12547 0 0 428236103 5 104 SH DEF/OTH 104 0 0 HOME DEPOT INC COMMON STOCK 437076102 467 16699 SH DEFINED 15099 100 1500 437076102 58 2089 SH DEF/OTH 1089 600 400 INTEL CORP COMMON STOCK 458140100 2387 112716 SH DEFINED 110316 0 2400 458140100 131 6200 SH DEF/OTH 3200 2500 500 INTERNATIONAL BUSINESS COMMON STOCK 459200101 4617 40102 SH DEFINED 39302 800 0 MACHINES 459200101 443 3850 SH DEF/OTH 500 3300 50 JPMORGAN CHASE & CO COMMON STOCK 46625H100 1540 35850 SH DEFINED 34622 964 264 46625H100 581 13516 SH DEF/OTH 9750 3766 0 JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 309 4200 SH DEFINED 4100 100 0 469814107 15 200 SH DEF/OTH 200 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 6461 99592 SH DEFINED 96592 3000 0 478160104 650 10025 SH DEF/OTH 5725 3200 1100 JOHNSON CONTROLS INC COMMON STOCK 478366107 534 15800 SH DEFINED 15800 0 0 478366107 137 4050 SH DEF/OTH 900 3000 150 KEYCORP COMMON STOCK 493267108 1590 72450 SH DEFINED 72450 0 0 KRAFT FOODS INC COMMON STOCK 50075N104 19 602 SH DEFINED 602 0 0 50075N104 929 29964 SH DEF/OTH 26158 3806 0 LILLY ELI & CO COMMON STOCK 532457108 727 14100 SH DEFINED 13200 900 0 532457108 31 600 SH DEF/OTH 300 300 0 LINCOLN NATIONAL CORP IN COMMON STOCK 534187109 315 6064 SH DEFINED 6064 0 0 534187109 146 2800 SH DEF/OTH 0 2800 0 LOWES COS INC COMMON STOCK 548661107 449 19575 SH DEFINED 19575 0 0 548661107 55 2400 SH DEF/OTH 1000 1400 0 MASCO CORP COMMON STOCK 574599106 210 10600 SH DEFINED 9500 1100 0 574599106 40 2000 SH DEF/OTH 900 900 200 MCGRAW HILL COS INC COMMON STOCK 580645109 325 8800 SH DEFINED 8800 0 0 580645109 37 1000 SH DEF/OTH 400 600 0 MEDTRONIC INC COMMON STOCK 585055106 2579 53326 SH DEFINED 46826 700 5800 585055106 44 900 SH DEF/OTH 300 300 300 MICROSOFT CORP COMMON STOCK 594918104 5241 184674 SH DEFINED 173274 800 10600 594918104 477 16821 SH DEF/OTH 13121 3000 700 MOTOROLA INC COMMON STOCK 620076109 189 20295 SH DEFINED 19695 0 600 620076109 28 3000 SH DEF/OTH 2400 600 0 NBT BANCORP INC COMMON STOCK 628778102 536 24158 SH DEFINED 672 23486 0 NIKE INC COMMON STOCK 654106103 340 5000 SH DEFINED 5000 0 0 654106103 14 200 SH DEF/OTH 200 0 0 PEPSICO INC COMMON STOCK 713448108 4460 61772 SH DEFINED 58522 1250 2000 713448108 448 6200 SH DEF/OTH 1600 4300 300 PFIZER INC COMMON STOCK 717081103 607 29003 SH DEFINED 26903 0 2100 717081103 214 10226 SH DEF/OTH 3466 6760 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 44 870 SH DEFINED 870 0 0 INC 718172109 2190 43300 SH DEF/OTH 37800 5500 0 PRIVATE EXPORT FUNDING CORP CORPORATE BOND 742651DC3 267 250000 PRN DEFINED 250000 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 6963 99367 SH DEFINED 95377 790 3200 742718109 911 13003 SH DEF/OTH 3000 8708 1295 ROCHESTER FUND MUNICIPALS INC MUTUAL 771362100 178 10731 SH DEFINED 10731 0 0 FUNDS/MUNI BONDS 771362100 93 5610 SH DEF/OTH 5610 0 0 SLM CORP CORPORATE BOND 78490FKQ1 280 400000 PRN DEF/OTH 400000 0 0 SCHERING PLOUGH CORP COMMON STOCK 806605101 232 16100 SH DEFINED 11800 4300 0 SCHLUMBERGER LTD COMMON STOCK 806857108 679 7800 SH DEFINED 6900 200 700 806857108 17 200 SH DEF/OTH 200 0 0 SOUTHERN CO COMMON STOCK 842587107 2837 79658 SH DEFINED 77958 1400 300 842587107 207 5800 SH DEF/OTH 1700 3300 800 TARGET CORP COMMON STOCK 87612E106 1148 22650 SH DEFINED 21850 100 700 87612E106 91 1800 SH DEF/OTH 700 1100 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 481 17030 SH DEFINED 17030 0 0 882508104 8 300 SH DEF/OTH 100 0 200 3M CO COMMON STOCK 88579Y101 1397 17649 SH DEFINED 17649 0 0 88579Y101 374 4730 SH DEF/OTH 580 4150 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 8560 962909 SH DEFINED 635846 70531 256532 898349105 6304 709076 SH DEF/OTH 40046 0 669030 UNITED PARCEL SERVICE COMMON STOCK 911312106 557 7625 SH DEFINED 7175 400 50 911312106 11 150 SH DEF/OTH 0 100 50 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3844 55859 SH DEFINED 50659 400 4800 913017109 241 3500 SH DEF/OTH 1700 1400 400 UNITRIN INC COMMON STOCK 913275103 7972 225568 SH DEFINED 225568 0 0 VANGUARD MUTUAL 922021308 340 31552 SH DEFINED 31552 0 0 CALIFORNIA TAX FREE FUNDS/MUNI BONDS 0 0 0 0 0 VANGUARD NEW YORK TAX FREE MUTUAL 92204H103 165 15285 SH DEFINED 15285 0 0 FUNDS FUNDS/MUNI BONDS VANGUARD NEW YORK TAX FREE MUTUAL 92204H301 3544 327562 SH DEFINED 327562 0 0 FUNDS FUNDS/MUNI BONDS 92204H301 442 40835 SH DEF/OTH 40835 0 0 VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 2071 56826 SH DEFINED 55026 1300 500 92343V104 353 9698 SH DEF/OTH 4424 5074 200 WAL-MART STORES INC COMMON STOCK 931142103 1827 34674 SH DEFINED 33674 0 1000 931142103 158 3000 SH DEF/OTH 2600 200 200 WELLS FARGO & CO NEW COMMON STOCK 949746101 1563 53705 SH DEFINED 52905 800 0 949746101 166 5700 SH DEF/OTH 1600 3500 600 WYETH COMMON STOCK 983024100 393 9400 SH DEFINED 9400 0 0 983024100 118 2815 SH DEF/OTH 1415 1400 0 ARGO GROUP INTL FOREIGN STOCK G0464B107 1238 34849 SH DEFINED 34849 0 0 NOBLE CORP COMMON STOCK G65422100 1144 23025 SH DEFINED 23025 0 0 G65422100 15 300 SH DEF/OTH 200 0 100