Ownership Submission
FORM 5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Form 3 Holdings Reported
Form 4 Transactions Reported
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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1. Name and Address of Reporting Person *
TRAGER STEVE
2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [RBCAA]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director __X__ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
President and CEO
(Last)
(First)
(Middle)

601 WEST MARKET STREET
3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2012
(Street)


LOUISVILLE, KY 40202
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Reporting
(check applicable line)

_X_ Form Filed by One Reporting Person
___ Form Filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Amount (A) or (D) Price
Class A Common Stock             81,276 D  
Class A Common Stock             387,603.579 I By Jaytee Properties Limited Partnership (1)
Class A Common Stock 11/07/2012   G(3) 422,738.01 D $ 0 4,985,146.602 I By Teebank Family Limited Partnership (2)
Class A Common Stock 11/07/2012   G(3) 211,369.005 A $ 0 5,196,515.607 I By Teebank Family Limited Partnership (2)
Class A Common Stock 11/07/2012   G(3) 211,369.005 A $ 0 5,407,884.612 I By Teebank Family Limited Partnership (2)
Class A Common Stock             7,478 I By spouse (4)
Class A Common Stock             7,573 I By 401(k) Plan
Class A Common Stock             7,428.277 I By ESOP

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 2270 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
(A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Class B Common Stock               (6)   (7) Class A Common Stock
86,849.547
  86,849.547
I
By Jaytee Properties Limited Partnership (1)
Class B Common Stock   11/07/2012   G(3)   55,427.492   (6)   (7) Class A Common Stock
55,427.492
$ 0 653,629.819
I
By Teebank Family Limited Partnership (2)
Class B Common Stock   11/07/2012   G(3) 27,713.746     (6)   (7) Class A Common Stock
27,713.746
$ 0 681,343.565
I
By Teebank Family Limited Partnership (2)
Class B Common Stock   11/07/2012   G(3) 27,713.746     (6)   (7) Class A Common Stock
27,713.746
$ 0 709,057.311
I
By Teebank Family Limited Partnership (2)
Class B Common Stock               (6)   (7) Class A Common Stock
17,014
  17,014
D
 
Class B Common Stock               (6)   (7) Class A Common Stock
1,214.5
  1,214.5
I
By 401(k) Plan

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
TRAGER STEVE
601 WEST MARKET STREET
LOUISVILLE, KY 40202
  X   X   President and CEO  

Signatures

/s/ Steven E. Trager 02/14/2013
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Jaytee Properties Limited Partnership ("Jaytee") is a family limited partnership of which the reporting person is general partner and a limited partner and of which trusts for the benefit of, among others, the reporting person and the reporting person's two children are limited partners. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.
(2) Teebank Family Limited Partnership ("Teebank") is a family limited partnership of which the reporting person is general partner and a limited partner and of which trusts for the benefit of, among others, the reporting person and the reporting person's two children are limited partners. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.
(3) The reporting person gifted partnership units representing an interest in the assets of Teebank to irrevocable trusts for the benefit of his two children.
(4) The reporting person disclaims beneficial ownership of these securities, and the report shall not be deemed an admission that the reporting person is the beneficial owner of such securities.
(5) Conversion from Class B Common Stock to Class A Common Stock is on a share for share basis.
(6) Immediate.
(7) None.

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