UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                    FORM 8-K



                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


 Date of Report (Date of earliest event reported): November 12, 2004 
                                                   (November 10, 2004)



                           First BancTrust Corporation

                           ---------------------------

             (Exact name of registrant as specified in its charter)



         Delaware                      000-32535                37-1406661
 State or other jurisdiction          (Commission              (IRS Employer
      of Incorporation                File Number)           Identification No.)


                    206 South Central Avenue, Paris, IL 61944
                    -----------------------------------------
               (Address of principal executive offices) (Zip Code)

                                 (217) 465-6381
                                 --------------
              (Registrant's telephone number, including area code)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:



[ ] Written communications pursuant to Rule 425 under the Securities Act 
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act 
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the 
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the 
    Exchange Act (17 CFR 240.13e-4(c))






ITEM 2.02         RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

                  The following information, including the Exhibit attached
                  hereto, shall not be deemed "filed" for purposes of Section 18
                  of the Securities Exchange Act of 1934.

                  On November 10, 2004, First BancTrust Corporation issued a
                  news release to report its financial results for the quarter
                  ended September 30, 2004. The release is furnished as Exhibit
                  99.1 hereto.

ITEM 9.01         FINANCIAL STATEMENTS AND EXHIBITS.

                  (c)      Exhibits.

                           Exhibit Number

                           99.1    Press Release, dated November 10, 2004 issued
                                   by First BancTrust Corporation


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                                   SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                           FIRST BANCTRUST CORPORATION



Dated:  November 12, 2004                  /s/ Terry J. Howard
                                           -------------------------------------
                                           Terry J. Howard
                                           President and Chief Executive Officer


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                                  EXHIBIT INDEX

Exhibit Number
--------------

         99.1         Press Release, dated November 10, 2004 issued by 
                      First BancTrust Corporation




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