UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/2007
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: ARROW FINANCIAL CORP.
Address: 250 GLEN STREET
GLENS FALLS, NY 12801
13F File Number: 28-12533
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: TERRY R. GOODEMOTE
Title: SENIOR VICE PRESIDENT & CHIEF FINANCIAL OFFICER
Phone: (518)745-1000 EXT. 512
Signature, Place, and Date of Signing:
TERRY R. GOODEMOTE GLENS FALLS, NEW YORK 11/08/2007
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 638
Form 13F Information Table Value Total: $ 314,410
List of Other Included Managers:
No. 13F File Number Name
2 28-03696 GLENS FALLS NATIONAL BANK
3 28-12534 NORTH COUNTRY INV. ADVISERS, INC
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNTPRN CALL DISCRTN MANAGERS SOLE SHARED NONE
AFLAC INCORPORATED COM 001055102 6 100 SH OTHER 100
AFLAC INCORPORATED COM 001055102 63 1100 SH DEFINED 2 1100
AFLAC INCORPORATED COM 001055102 74 1300 SH OTHER 2 1300
AT&T INC COM 00206R102 87 2050 SH SOLE 2050
AT&T INC COM 00206R102 75 1775 SH OTHER 1775
AT&T INC COM 00206R102 1947 46008 SH DEFINED 2 46008
AT&T INC COM 00206R102 873 20627 SH OTHER 2 20627
AT&T INC COM 00206R102 2708 64000 SH DEFINED 3 64000
ABBOTT LABORATORIES COM 002824100 90 1675 SH SOLE 1675
ABBOTT LABORATORIES COM 002824100 51 950 SH OTHER 950
ABBOTT LABORATORIES COM 002824100 1720 32081 SH DEFINED 2 32081
ABBOTT LABORATORIES COM 002824100 418 7795 SH OTHER 2 7795
ABBOTT LABORATORIES COM 002824100 2145 40000 SH DEFINED 3 40000
ADOBE SYSTEMS COM 00724F101 12 275 SH SOLE 275
ADOBE SYSTEMS COM 00724F101 290 6650 SH DEFINED 2 6650
ADOBE SYSTEMS COM 00724F101 1222 28000 SH DEFINED 3 28000
AGNICO EAGLE MINES LTD COM 008474108 75 1500 SH DEFINED 2 1500
AIR PRODUCTS & CHEMICALS INC COM 009158106 27 280 SH SOLE 280
AIR PRODUCTS & CHEMICALS INC COM 009158106 505 5164 SH DEFINED 2 5164
AIR PRODUCTS & CHEMICALS INC COM 009158106 210 2150 SH OTHER 2 2150
AIR PRODUCTS & CHEMICALS INC COM 009158106 1418 14500 SH DEFINED 3 14500
ALCOA INC COM 013817101 6 160 SH SOLE 160
ALCOA INC COM 013817101 575 14711 SH DEFINED 2 14711
ALCOA INC COM 013817101 40 1025 SH OTHER 2 1025
ALLTEL CORP COM 020039103 160 2300 SH DEFINED 2 2300
ALLTEL CORP COM 020039103 28 400 SH OTHER 2 400
ALTRIA GROUP INC COM 02209S103 35 500 SH SOLE 500
ALTRIA GROUP INC COM 02209S103 11 155 SH DEFINED 2 155
ALTRIA GROUP INC COM 02209S103 2174 31266 SH OTHER 2 31266
AMERICAN ELECTRIC POWER CO COM 025537101 35 760 SH DEFINED 2 760
AMERICAN EXPRESS CO COM 025816109 101 1700 SH SOLE 1700
AMERICAN EXPRESS CO COM 025816109 42 700 SH OTHER 700
AMERICAN EXPRESS CO COM 025816109 1876 31597 SH DEFINED 2 31597
AMERICAN EXPRESS CO COM 025816109 583 9815 SH OTHER 2 9815
AMERICAN EXPRESS CO COM 025816109 2375 40000 SH DEFINED 3 40000
AMER INTL GROUP INC COM 026874107 10 150 SH OTHER 150
AMER INTL GROUP INC COM 026874107 267 3953 SH DEFINED 2 3953
AMER INTL GROUP INC COM 026874107 324 4782 SH OTHER 2 4782
AMERIPRISE FINL INC COM 03076C106 6 100 SH DEFINED 2 100
AMGEN INC COM 031162100 8 150 SH OTHER 150
AMGEN INC COM 031162100 121 2136 SH DEFINED 2 2136
AMGEN INC COM 031162100 25 450 SH OTHER 2 450
ANALOG DEVICES, INC. COM 032654105 13 350 SH SOLE 350
ANALOG DEVICES, INC. COM 032654105 199 5500 SH DEFINED 2 5500
ANALOG DEVICES, INC. COM 032654105 398 11000 SH DEFINED 3 11000
ANGIODYNAMICS INC COM 03475V101 10 550 SH DEFINED 2 550
ANHEUSER BUSCH CO COM 035229103 27 550 SH SOLE 550
ANHEUSER BUSCH CO COM 035229103 591 11830 SH DEFINED 2 11830
ANHEUSER BUSCH CO COM 035229103 990 19809 SH OTHER 2 19809
APACHE CORP COM 037411105 90 996 SH DEFINED 2 996
APACHE CORP COM 037411105 5 50 SH OTHER 2 50
APPLE INC COM 037833100 84 550 SH SOLE 550
APPLE INC COM 037833100 1065 6942 SH DEFINED 2 6942
APPLE INC COM 037833100 334 2175 SH OTHER 2 2175
APPLE INC COM 037833100 2302 15000 SH DEFINED 3 15000
APPLIED MATERIALS INC COM 038222105 37 1800 SH DEFINED 2 1800
APPLIED MATERIALS INC COM 038222105 2 100 SH OTHER 2 100
AQUA AMER INC COM 03836W103 5 200 SH DEFINED 2 200
AQUA AMER INC COM 03836W103 33 1465 SH OTHER 2 1465
AQUA AMER INC COM 03836W103 393 17333 SH DEFINED 3 17333
ARCH COAL INC COM 039380100 34 1000 SH OTHER 2 1000
ARMSTRONG COM 04247X102 6 148 SH DEFINED 2 148
ARROW COM 042744102 3 155 SH SOLE 155
ARROW COM 042744102 27872 1250987 SH DEFINED 2 1250987
ARROW COM 042744102 590 26490 SH OTHER 2 26490
AUTOMATIC DATA PROCESSING COM 053015103 43 945 SH SOLE 945
AUTOMATIC DATA PROCESSING COM 053015103 46 1000 SH OTHER 1000
AUTOMATIC DATA PROCESSING COM 053015103 701 15252 SH DEFINED 2 15252
AUTOMATIC DATA PROCESSING COM 053015103 396 8630 SH OTHER 2 8630
AUTOMATIC DATA PROCESSING COM 053015103 1378 30000 SH DEFINED 3 30000
AVON PRODUCTS INC COM 054303102 15 400 SH OTHER 2 400
BJ SERVICES CO. COM 055482103 2 80 SH OTHER 2 80
BP PLC COM 055622104 21 300 SH SOLE 300
BP PLC COM 055622104 574 8280 SH DEFINED 2 8280
BP PLC COM 055622104 1405 20254 SH OTHER 2 20254
BAKER HUGHES INC COM 057224107 27 300 SH OTHER 300
BAKER HUGHES INC COM 057224107 280 3100 SH DEFINED 2 3100
BAKER HUGHES INC COM 057224107 122 1350 SH OTHER 2 1350
BAKER HUGHES INC COM 057224107 2350 26000 SH DEFINED 3 26000
BANK OF AMERICA CORP COM 060505104 85 1700 SH SOLE 1700
BANK OF AMERICA CORP COM 060505104 30 600 SH OTHER 600
BANK OF AMERICA CORP COM 060505104 1569 31204 SH DEFINED 2 31204
BANK OF AMERICA CORP COM 060505104 476 9475 SH OTHER 2 9475
BANK OF AMERICA CORP COM 060505104 1709 34000 SH DEFINED 3 34000
BANK OF NEW YORK MELLON CORP COM 064058100 40 917 SH SOLE 917
BANK OF NEW YORK MELLON CORP COM 064058100 35 801 SH OTHER 801
BANK OF NEW YORK MELLON CORP COM 064058100 1028 23282 SH DEFINED 2 23282
BANK OF NEW YORK MELLON CORP COM 064058100 214 4855 SH OTHER 2 4855
BANK OF NEW YORK MELLON CORP COM 064058100 2332 52830 SH DEFINED 3 52830
BARRICK GOLD COM 067901108 20 500 SH DEFINED 2 500
BAXTER INTL INC COM 071813109 28 500 SH SOLE 500
BAXTER INTL INC COM 071813109 51 900 SH OTHER 900
BAXTER INTL INC COM 071813109 948 16850 SH DEFINED 2 16850
BAXTER INTL INC COM 071813109 369 6563 SH OTHER 2 6563
BAXTER INTL INC COM 071813109 2195 39000 SH DEFINED 3 39000
BECTON DICKINSON CO COM 075887109 4 50 SH OTHER 2 50
BEST BUY CO COM 086516101 105 2287 SH DEFINED 2 2287
BEST BUY CO COM 086516101 122 2649 SH OTHER 2 2649
BHP BILLITON COM 088606108 63 800 SH DEFINED 2 800
BIG LOTS INC COM 089302103 3 100 SH DEFINED 2 100
BLACKROCK MUT 09254F100 18 1325 SH DEFINED 2 1325
BOEING COMPANY COM 097023105 26 250 SH DEFINED 2 250
BOSTON SCIENTIFIC CORP COM 101137107 4 265 SH DEFINED 2 265
BRINKER INT'L COM 109641100 4 150 SH DEFINED 2 150
BRISTOL MYERS SQUIBB COM 110122108 203 7061 SH DEFINED 2 7061
BRISTOL MYERS SQUIBB COM 110122108 29 1000 SH OTHER 2 1000
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103 20 1050 SH OTHER 2 1050
BROWN FOREMAN DISTILLERS CORP COM 115637100 34 432 SH DEFINED 2 432
BROWN FOREMAN DISTILLERS CORP COM 115637209 30 402 SH DEFINED 2 402
BURLINGTON NORTHERN COM 12189T104 24 300 SH SOLE 300
BURLINGTON NORTHERN COM 12189T104 300 3700 SH DEFINED 2 3700
BURLINGTON NORTHERN COM 12189T104 609 7500 SH DEFINED 3 7500
CIT GROUP COM 125581108 4 100 SH SOLE 100
CIT GROUP COM 125581108 41 1025 SH DEFINED 2 1025
CIT GROUP COM 125581108 1286 32000 SH DEFINED 3 32000
CVS/CAREMARK CORP COM 126650100 20 500 SH SOLE 500
CVS/CAREMARK CORP COM 126650100 562 14175 SH DEFINED 2 14175
CVS/CAREMARK CORP COM 126650100 6 150 SH OTHER 2 150
CAMPBELL SOUP COM 134429109 11 300 SH DEFINED 2 300
CAMPBELL SOUP COM 134429109 3 80 SH OTHER 2 80
CARNIVAL COM 143658300 139 2867 SH DEFINED 2 2867
CASELLA WASTE SYSTEMS INC COM 147448104 44 3500 SH DEFINED 2 3500
CATERPILLAR INC COM 149123101 20 250 SH DEFINED 2 250
CATERPILLAR INC COM 149123101 57 725 SH OTHER 2 725
CENTRAL FUND OF CANADA COM 153501101 49 5000 SH DEFINED 2 5000
CERNER CORP COM 156782104 24 400 SH DEFINED 2 400
CHESAPEAKE ENERGY COM 165167107 7 200 SH DEFINED 2 200
CHEVRON CORPORATION COM 166764100 140 1497 SH SOLE 1497
CHEVRON CORPORATION COM 166764100 110 1175 SH OTHER 1175
CHEVRON CORPORATION COM 166764100 1904 20341 SH DEFINED 2 20341
CHEVRON CORPORATION COM 166764100 905 9671 SH OTHER 2 9671
CHEVRON CORPORATION COM 166764100 1217 13000 SH DEFINED 3 13000
CHUBB CORP COM 171232101 16 300 SH SOLE 300
CISCO SYSTEMS COM 17275R102 125 3775 SH SOLE 3775
CISCO SYSTEMS COM 17275R102 7 200 SH OTHER 200
CISCO SYSTEMS COM 17275R102 2283 68916 SH DEFINED 2 68916
CISCO SYSTEMS COM 17275R102 725 21875 SH OTHER 2 21875
CISCO SYSTEMS COM 17275R102 2352 71000 SH DEFINED 3 71000
CITADEL BROADCASTING CORP COM 17285T106 4 889 SH OTHER 2 889
CITIGROUP INC COM 172967101 82 1750 SH SOLE 1750
CITIGROUP INC COM 172967101 36 775 SH OTHER 775
CITIGROUP INC COM 172967101 1415 30323 SH DEFINED 2 30323
CITIGROUP INC COM 172967101 664 14225 SH OTHER 2 14225
CITIGROUP INC COM 172967101 1610 34500 SH DEFINED 3 34500
CLOROX CO COM 189054109 3 50 SH DEFINED 2 50
COCA COLA CO. COM 191216100 44 764 SH DEFINED 2 764
COCA COLA CO. COM 191216100 55 950 SH OTHER 2 950
COEUR D ALENE MINES CORP IDAHO COM 192108108 8 2000 SH DEFINED 2 2000
COGNIZANT TECH SOLUTIONS COM 192446102 40 500 SH DEFINED 2 500
COLGATE-PALMOLIVE CO COM 194162103 37 525 SH SOLE 525
COLGATE-PALMOLIVE CO COM 194162103 50 700 SH OTHER 700
COLGATE-PALMOLIVE CO COM 194162103 1014 14220 SH DEFINED 2 14220
COLGATE-PALMOLIVE CO COM 194162103 373 5225 SH OTHER 2 5225
COLGATE-PALMOLIVE CO COM 194162103 1569 22000 SH DEFINED 3 22000
COMCAST CORP NEW COM 20030N101 22 925 SH SOLE 925
COMCAST CORP NEW COM 20030N101 70 2900 SH DEFINED 2 2900
COMCAST CORP NEW COM 20030N101 9 375 SH OTHER 2 375
COMMUNITY BANK SYSTEMS INC COM 203607106 20 1000 SH SOLE 1000
CONAGRA COM 205887102 3 100 SH DEFINED 2 100
CONNECTICUT WATER SERVICE INC COM 207797101 5 200 SH OTHER 2 200
CONOCOPHILLIPS COM 20825C104 65 740 SH SOLE 740
CONOCOPHILLIPS COM 20825C104 1096 12483 SH DEFINED 2 12483
CONOCOPHILLIPS COM 20825C104 258 2934 SH OTHER 2 2934
CONOCOPHILLIPS COM 20825C104 1229 14000 SH DEFINED 3 14000
CONSTELLATION ENERGY GROUP INC COM 210371100 9 100 SH DEFINED 2 100
CORNING INC COM 219350105 27 1100 SH SOLE 1100
CORNING INC COM 219350105 12 500 SH OTHER 500
CORNING INC COM 219350105 836 33925 SH DEFINED 2 33925
CORNING INC COM 219350105 132 5350 SH OTHER 2 5350
CORNING INC COM 219350105 2169 88000 SH DEFINED 3 88000
COSTCO WHOLESALE CORP NEW COM 22160K105 31 500 SH SOLE 500
COSTCO WHOLESALE CORP NEW COM 22160K105 236 3850 SH DEFINED 2 3850
COSTCO WHOLESALE CORP NEW COM 22160K105 77 1250 SH OTHER 2 1250
COSTCO WHOLESALE CORP NEW COM 22160K105 1718 28000 SH DEFINED 3 28000
CYTYC CORP COM 232946103 79 1655 SH DEFINED 2 1655
DTE ENERGY CO. COM 233331107 10 199 SH DEFINED 2 199
DANAHER CORP COM 235851102 64 775 SH SOLE 775
DANAHER CORP COM 235851102 33 400 SH OTHER 400
DANAHER CORP COM 235851102 1679 20300 SH DEFINED 2 20300
DANAHER CORP COM 235851102 230 2775 SH OTHER 2 2775
DARDEN RESTAURANTS INC COM 237194105 11 260 SH DEFINED 2 260
DEERE & CO COM 244199105 30 200 SH DEFINED 2 200
DENISON COM 248356107 11 1000 SH DEFINED 2 1000
DENTSPLY INTL COM 249030107 42 1000 SH DEFINED 2 1000
DENTSPLY INTL COM 249030107 31 750 SH OTHER 2 750
WALT DISNEY COMPANY COM 254687106 50 1450 SH SOLE 1450
WALT DISNEY COMPANY COM 254687106 887 25800 SH DEFINED 2 25800
WALT DISNEY COMPANY COM 254687106 513 14925 SH OTHER 2 14925
WALT DISNEY COMPANY COM 254687106 1204 35000 SH DEFINED 3 35000
DOLLAR TREE STORES COM 256747106 107 2630 SH DEFINED 2 2630
DOMINION RES INC VA NEW COM 25746U109 56 665 SH SOLE 665
DOMINION RES INC VA NEW COM 25746U109 21 250 SH OTHER 250
DOMINION RES INC VA NEW COM 25746U109 1102 13073 SH DEFINED 2 13073
DOMINION RES INC VA NEW COM 25746U109 234 2775 SH OTHER 2 2775
DOMINION RES INC VA NEW COM 25746U109 674 8000 SH DEFINED 3 8000
DOVER CORP COM 260003108 5 100 SH SOLE 100
DOVER CORP COM 260003108 66 1300 SH DEFINED 2 1300
DOVER CORP COM 260003108 11 225 SH OTHER 2 225
DOW CHEMICAL CO COM 260543103 17 400 SH OTHER 400
DOW CHEMICAL CO COM 260543103 54 1250 SH OTHER 2 1250
EI DUPONT DE NEMOURS & CO COM 263534109 17 350 SH SOLE 350
EI DUPONT DE NEMOURS & CO COM 263534109 16 325 SH OTHER 325
EI DUPONT DE NEMOURS & CO COM 263534109 361 7275 SH DEFINED 2 7275
EI DUPONT DE NEMOURS & CO COM 263534109 149 3000 SH OTHER 2 3000
DUKE ENERGY HLDG CORP COM 26441C105 33 1746 SH DEFINED 2 1746
DUKE ENERGY HLDG CORP COM 26441C105 22 1200 SH OTHER 2 1200
EMC CORP COM 268648102 2 100 SH DEFINED 2 100
EAST WEST BANCORP COM 27579R104 18 500 SH OTHER 2 500
EATON CORP COM 278058102 20 200 SH SOLE 200
EATON CORP COM 278058102 178 1800 SH OTHER 2 1800
EBAY INC COM 278642103 4 100 SH OTHER 2 100
ECOLAB INC COM 278865100 9 200 SH SOLE 200
ECOLAB INC COM 278865100 516 10925 SH DEFINED 2 10925
ECOLAB INC COM 278865100 211 4475 SH OTHER 2 4475
ECOLAB INC COM 278865100 1062 22500 SH DEFINED 3 22500
EDWARD LIFESCIENCES CORP COM 28176E108 10 200 SH DEFINED 2 200
ELECTRONIC ARTS INC COM 285512109 3 60 SH OTHER 2 60
EMERSON ELECTRIC CO COM 291011104 37 700 SH SOLE 700
EMERSON ELECTRIC CO COM 291011104 11 200 SH OTHER 200
EMERSON ELECTRIC CO COM 291011104 947 17800 SH DEFINED 2 17800
EMERSON ELECTRIC CO COM 291011104 269 5050 SH OTHER 2 5050
EMERSON ELECTRIC CO COM 291011104 1171 22000 SH DEFINED 3 22000
ENCANA CORP COM 292505104 31 500 SH DEFINED 2 500
ENCANA CORP COM 292505104 87 1400 SH OTHER 2 1400
ENERPLUS RES FD UTS COM 29274D604 38 800 SH DEFINED 2 800
EXELON CORP COM 30161N101 17 225 SH SOLE 225
EXELON CORP COM 30161N101 15 200 SH OTHER 200
EXELON CORP COM 30161N101 375 4970 SH DEFINED 2 4970
EXELON CORP COM 30161N101 603 8000 SH DEFINED 3 8000
EXXON MOBIL CORP COM 30231G102 326 3520 SH SOLE 3520
EXXON MOBIL CORP COM 30231G102 183 1975 SH OTHER 1975
EXXON MOBIL CORP COM 30231G102 7717 83368 SH DEFINED 2 83368
EXXON MOBIL CORP COM 30231G102 2863 30935 SH OTHER 2 30935
EXXON MOBIL CORP COM 30231G102 1805 19500 SH DEFINED 3 19500
FPL GROUP INC COM 302571104 79 1300 SH DEFINED 2 1300
FAMILY DOLLAR STORES COM 307000109 3 100 SH DEFINED 2 100
FED HOME LOAN MORT CORP COM 313400301 7 116 SH DEFINED 2 116
FED NATL MORT ASSOC COM 313586109 34 560 SH DEFINED 2 560
FED NATL MORT ASSOC COM 313586109 43 700 SH OTHER 2 700
FEDEX CORPORATION COM 31428X106 52 500 SH DEFINED 2 500
FIFTH THIRD BANCORP COM 316773100 34 1000 SH OTHER 2 1000
FINANCIAL INSTITUTIONS INC COM 317585404 2 100 SH OTHER 2 100
FIRST NIAGARA COM 33582V108 241 17000 SH SOLE 17000
FORD MOTOR CO COM 345370860 8 1000 SH DEFINED 2 1000
FORDING CANADIAN COAL COM 345425102 12 300 SH DEFINED 2 300
FORTUNE BRANDS INC COM 349631101 65 800 SH DEFINED 2 800
FRANKLIN RESOURCES COM 354613101 43 340 SH SOLE 340
FRANKLIN RESOURCES COM 354613101 493 3865 SH DEFINED 2 3865
FRANKLIN RESOURCES COM 354613101 13 100 SH OTHER 2 100
FRANKLIN RESOURCES COM 354613101 1658 13000 SH DEFINED 3 13000
GANNETT COMPANY INC COM 364730101 43 975 SH DEFINED 2 975
GAP, INC. COM 364760108 12 661 SH DEFINED 2 661
GENERAL DYNAMICS COM 369550108 30 350 SH SOLE 350
GENERAL DYNAMICS COM 369550108 34 400 SH OTHER 400
GENERAL DYNAMICS COM 369550108 598 7075 SH DEFINED 2 7075
GENERAL DYNAMICS COM 369550108 193 2290 SH OTHER 2 2290
GENERAL DYNAMICS COM 369550108 1183 14000 SH DEFINED 3 14000
GENERAL ELECTRIC CO COM 369604103 159 3851 SH SOLE 3851
GENERAL ELECTRIC CO COM 369604103 124 3000 SH OTHER 3000
GENERAL ELECTRIC CO COM 369604103 5900 142524 SH DEFINED 2 142524
GENERAL ELECTRIC CO COM 369604103 4021 97120 SH OTHER 2 97120
GENERAL ELECTRIC CO COM 369604103 2484 60000 SH DEFINED 3 60000
GENERAL MILLS INC COM 370334104 46 800 SH OTHER 800
GENERAL MILLS INC COM 370334104 260 4475 SH DEFINED 2 4475
GENERAL MILLS INC COM 370334104 183 3150 SH OTHER 2 3150
GENERAL MILLS INC COM 370334104 1526 26300 SH DEFINED 3 26300
GENUINE PARTS CO COM 372460105 8 150 SH OTHER 2 150
GENWORTH FINL COM 37247D106 34 1100 SH SOLE 1100
GENWORTH FINL COM 37247D106 493 16050 SH DEFINED 2 16050
GENWORTH FINL COM 37247D106 181 5900 SH OTHER 2 5900
GENWORTH FINL COM 37247D106 1444 47000 SH DEFINED 3 47000
GLAXO COM 37733W105 40 750 SH SOLE 750
GLAXO COM 37733W105 21 400 SH OTHER 400
GLAXO COM 37733W105 559 10514 SH DEFINED 2 10514
GLAXO COM 37733W105 114 2150 SH OTHER 2 2150
GOL LINHAS AEREAS INTEL COM 38045R107 0 33 SH DEFINED 2 33
GOLDCORP INC COM 380956409 149 4880 SH DEFINED 2 4880
GOLDMAN SACHS GROUP COM 38141G104 90 415 SH SOLE 415
GOLDMAN SACHS GROUP COM 38141G104 49 225 SH OTHER 225
GOLDMAN SACHS GROUP COM 38141G104 1212 5590 SH DEFINED 2 5590
GOLDMAN SACHS GROUP COM 38141G104 260 1200 SH OTHER 2 1200
GOLDMAN SACHS GROUP COM 38141G104 1951 9000 SH DEFINED 3 9000
GOOGLE INC COM 38259P508 6 10 SH DEFINED 2 10
HSBC HLDGS COM 404280406 9 100 SH SOLE 100
HARLEY DAVIDSON INC COM 412822108 16 350 SH SOLE 350
HARLEY DAVIDSON INC COM 412822108 363 7849 SH DEFINED 2 7849
HARLEY DAVIDSON INC COM 412822108 145 3132 SH OTHER 2 3132
HARLEY DAVIDSON INC COM 412822108 730 15800 SH DEFINED 3 15800
HARSCO COM 415864107 43 732 SH DEFINED 2 732
HARTFORD FINL SVCS GROUP INC. COM 416515104 84 905 SH SOLE 905
HARTFORD FINL SVCS GROUP INC. COM 416515104 32 350 SH OTHER 350
HARTFORD FINL SVCS GROUP INC. COM 416515104 1426 15413 SH DEFINED 2 15413
HARTFORD FINL SVCS GROUP INC. COM 416515104 361 3900 SH OTHER 2 3900
HARTFORD FINL SVCS GROUP INC. COM 416515104 1388 15000 SH DEFINED 3 15000
H J HEINZ CO COM 423074103 70 1514 SH DEFINED 2 1514
H J HEINZ CO COM 423074103 661 14300 SH OTHER 2 14300
HEWLETT PACKARD CO COM 428236103 95 1900 SH SOLE 1900
HEWLETT PACKARD CO COM 428236103 70 1400 SH OTHER 1400
HEWLETT PACKARD CO COM 428236103 1796 36064 SH DEFINED 2 36064
HEWLETT PACKARD CO COM 428236103 1835 36846 SH OTHER 2 36846
HEWLETT PACKARD CO COM 428236103 1494 30000 SH DEFINED 3 30000
HOME DEPOT, INC COM 437076102 6 175 SH SOLE 175
HOME DEPOT, INC COM 437076102 3 100 SH OTHER 100
HOME DEPOT, INC COM 437076102 180 5540 SH DEFINED 2 5540
HOME DEPOT, INC COM 437076102 169 5225 SH OTHER 2 5225
HONEYWELL INTL COM 438516106 12 200 SH DEFINED 2 200
HOSPIRA INC COM 441060100 11 275 SH OTHER 2 275
HOST HOTELS & RESORTS INC COM 44107P104 0 4 SH SOLE 4
ITT CORP COM 450911102 60 880 SH SOLE 880
ITT CORP COM 450911102 41 600 SH OTHER 600
ITT CORP COM 450911102 1116 16425 SH DEFINED 2 16425
ITT CORP COM 450911102 251 3700 SH OTHER 2 3700
ITT CORP COM 450911102 1359 20000 SH DEFINED 3 20000
IDEARC INC. COM 451663108 8 269 SH OTHER 2 269
ILLINOIS TOOL WORKS INC. COM 452308109 355 5960 SH DEFINED 2 5960
ILLINOIS TOOL WORKS INC. COM 452308109 95 1600 SH OTHER 2 1600
ILLINOIS TOOL WORKS INC. COM 452308109 1074 18000 SH DEFINED 3 18000
INTEL CORP COM 458140100 18 700 SH OTHER 700
INTEL CORP COM 458140100 154 5965 SH DEFINED 2 5965
INTEL CORP COM 458140100 432 16700 SH OTHER 2 16700
INTL BUSINESS MACHINES COM 459200101 148 1253 SH SOLE 1253
INTL BUSINESS MACHINES COM 459200101 71 600 SH OTHER 600
INTL BUSINESS MACHINES COM 459200101 2397 20346 SH DEFINED 2 20346
INTL BUSINESS MACHINES COM 459200101 1438 12207 SH OTHER 2 12207
INTL BUSINESS MACHINES COM 459200101 2003 17000 SH DEFINED 3 17000
INTL GAME TECH COM 459902102 24 550 SH SOLE 550
INTL GAME TECH COM 459902102 9 200 SH OTHER 200
INTL GAME TECH COM 459902102 121 2800 SH DEFINED 2 2800
INTL GAME TECH COM 459902102 1164 27000 SH DEFINED 3 27000
INTERNATIONAL PAPER CO COM 460146103 13 376 SH DEFINED 2 376
ISHARES EXC 464285105 74 1000 SH DEFINED 2 1000
ISHARES EXC 46428Q109 55 400 SH DEFINED 2 400
JDS UNIPHASE CORP COM 46612J507 0 25 SH OTHER 2 25
JPMORGAN CHASE & CO COM 46625H100 17 374 SH SOLE 374
JPMORGAN CHASE & CO COM 46625H100 211 4603 SH DEFINED 2 4603
JPMORGAN CHASE & CO COM 46625H100 238 5186 SH OTHER 2 5186
JACOBS ENGINEERING GROUP INC. COM 469814107 181 2400 SH DEFINED 2 2400
JACOBS ENGINEERING GROUP INC. COM 469814107 289 3830 SH OTHER 2 3830
JOHNSON & JOHNSON COM 478160104 170 2584 SH SOLE 2584
JOHNSON & JOHNSON COM 478160104 46 700 SH OTHER 700
JOHNSON & JOHNSON COM 478160104 3354 51044 SH DEFINED 2 51044
JOHNSON & JOHNSON COM 478160104 2995 45590 SH OTHER 2 45590
JOHNSON & JOHNSON COM 478160104 1708 26000 SH DEFINED 3 26000
JOHNSON CONTROLS INC COM 478366107 41 350 SH DEFINED 2 350
JOS A BANK CLOTHIERS COM 480838101 334 10000 SH DEFINED 3 10000
KAYDON CORP COM 486587108 3 50 SH DEFINED 2 50
KELLOGG CO. COM 487836108 50 900 SH SOLE 900
KELLOGG CO. COM 487836108 702 12530 SH DEFINED 2 12530
KELLOGG CO. COM 487836108 221 3950 SH OTHER 2 3950
KELLOGG CO. COM 487836108 2072 37000 SH DEFINED 3 37000
KEYCORP COM 493267108 16 500 SH SOLE 500
KEYCORP COM 493267108 11 355 SH DEFINED 2 355
KIMBERLY-CLARK CORP COM 494368103 14 200 SH DEFINED 2 200
KIMBERLY-CLARK CORP COM 494368103 4 50 SH OTHER 2 50
KOHL'S CORP (WISCONSIN) COM 500255104 32 550 SH DEFINED 2 550
KRAFT FOODS INC COM 50075N104 7 200 SH SOLE 200
KRAFT FOODS INC COM 50075N104 747 21649 SH OTHER 2 21649
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