-------------------------------------------------------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 7, 2006 DIRECT GENERAL CORPORATION (Exact name of registrant as specified in its charter) Tennessee 000-50360 62-1564496 (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 1281 Murfreesboro Road Nashville, Tennessee 37217 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (615) 399-4700 Not Applicable (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) -------------------------------------------------------------------------------- Item 2.02. Results of Operations and Financial Condition. --------------------------------------------- On February 7, 2006, Direct General Corporation issued a press release announcing its financial results for the quarter ended December 31, 2005. A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99. Item 9.01 Financial Statements and Exhibits. --------------------------------- (c) Exhibits. The following exhibit is filed herewith and made a part hereof: Exhibit No. Description ----------- ----------- 99 -- Press Release dated February 7, 2006 Signatures ---------- Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: February 7, 2006 DIRECT GENERAL CORPORATION By: /s/ Ronald F. Wilson ----------------------------------- Ronald F. Wilson Secretary