================================================================================ SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (Date of earliest event reported): July 29, 2004 RETAIL VENTURES, INC. ------------------------------------------------------ (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER) Ohio 1-10767 31-1322832 ---------------------------- ------------ ---------------------- (STATE OR OTHER JURISDICTION (COMMISSION (IRS EMPLOYER OF INCORPORATION) FILE NUMBER) IDENTIFICATION NUMBER) 3241 Westerville Road Columbus, Ohio 43224 (614) 471-4722 --------------------------------------------------- (ADDRESS, INCLUDING ZIP CODE, AND TELEPHONE NUMBER, INCLUDING AREA CODE, OF REGISTRANT'S PRINCIPAL EXECUTIVE OFFICES) Not Applicable ------------------------------------------------------------- (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT) ================================================================================ ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE. On July 29, 2004 Retail Ventures, Inc. (the "Company") announced the signing of one-year extensions for its $350 million Revolving Credit Agreement and its $100 million Term Loans. At the Company's request, the Revolving Credit Agreement and the Term Loans, both originally set to expire on June 11, 2005, have been extended through June 11, 2006, under substantially the same terms and conditions. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) EXHIBITS Exhibit No. Description ---------------- ------------------------------------------------ 99.1 Retail Ventures, Inc. press release dated July 29, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. RETAIL VENTURES, INC. Date: July 29, 2004 By: /s/ James A. McGrady --------------------------- James A. McGrady, Executive Vice President and Chief Financial Officer EXHIBIT INDEX Exhibit No. Description -------------------- ----------------------------------------------- 99.1 Retail Ventures, Inc. press release dated July 29, 2004.