UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


                                   May 3, 2007
                        ---------------------------------
                                 Date of Report
                        (Date of earliest event reported)


                             Kearny Financial Corp.
             ------------------------------------------------------
             (Exact name of Registrant as specified in its Charter)

       United States                            0-51093             22-3803741
---------------------------------           -----------------     --------------
 (State or other jurisdiction               (SEC Commission        (IRS Employer
     of incorporation)                         File No.)          Identification
                                                                      Number)

120 Passaic Avenue, Fairfield, New Jersey                              07004
-----------------------------------------                           ------------
(Address of principal executive offices)                             (Zip Code)

Registrant's telephone number, including area code: (973)244-4500
                                                    -------------

                                 Not Applicable
          ------------------------------------------------------------
          (Former name or former address, if changed since last Report)


     Check the  appropriate  box below if the Form 8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

___  Written communications pursuant to Rule 425 under the Securities Act
___  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
___  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act
___  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act






                             KEARNY FINANCIAL CORP.


                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


Item 2.02 Results of Operation and Financial Condition
          --------------------------------------------

     On May 3, 2007,  the Registrant  issued a press release to report  earnings
for the quarter  ended March 31, 2007. A copy of the press  release is furnished
with this Form 8-K as an exhibit.


Item 9.01 Financial Statements and Exhibits
          ---------------------------------

     (d) Exhibits:

               99   Press Release dated May 3, 2007
















                                   SIGNATURES


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  Report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.


                                        KEARNY FINANCIAL CORP.


Date: May 4, 2007
                                        By:  /s/ Craig L. Montanaro
                                             -----------------------------------
                                             Craig L. Montanaro
                                             Senior Vice President and Director
                                             of Strategic Planning