=============================================================================== UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ----------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 15, 2003 ORIENTAL FINANCIAL GROUP INC. (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 ---------------------------------------------- --------------------- ------------------ (State or other Jurisdiction of Incorporation) (Commission File No.) (I.R.S. Employer Identification No.) Professional Offices Park 1000 San Roberto Street San Juan, Puerto Rico 00926 --------------------------------------- ---------------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (787) 771-6800 =============================================================================== -2- ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS. (c) Exhibits Exhibit No. Description of Document 99 Press Release dated April 15, 2003. ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On April 15, 2003, Oriental Financial Group Inc. (the "Company") released its financial results for the quarter ended March 31, 2003. A copy of the Company's press release, dated April 15, 2003, reporting such results is attached as an exhibit to this report. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ORIENTAL FINANCIAL GROUP INC. Date: April 21, 2003 By: /s/ Norberto Gonzalez -------------- ---------------------------------------- Norberto Gonzalez Executive Vice President and Acting Principal Financial Officer INDEX OF EXHIBITS Exhibit No. Description of Document 99 Press Release dated April 15, 2003.