UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2010 ----------------------- Check Here if Amendment / /; Amendment Number: --------- This Amendment (Check only one.): / / is a restatement. / / adds new holdings entries. Institutional Investment Manager Filing this Report: Name: The Travelers Companies, Inc. ------------------------------- Address: 485 Lexington Avenue ------------------------------- New York, NY 10017-2630 ------------------------------- Form 13F File Number: 28-62 --------------------- The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Wendy Skjerven ------------------------------- Title: Deputy Corporate Secretary ------------------------------- Phone: (651) 310-6748 ------------------------------- Signature, Place, and Date of Signing: /s/ Wendy Skjerven, St. Paul, Minnesota, November 9, 2010 ------------------------------- -------------------- ---------------- [Signature] [City, State] [Date] Report Type (Check only one.): /X/ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) / / 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) / / 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) List of Other Managers Reporting for this Manager: I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 -------------------- Form 13F Information Table Entry Total: 24 -------------------- Form 13F Information Table Value Total: 231,476 -------------------- (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name 01 28-29 ST. PAUL FIRE AND MARINE INSURANCE COMPANY ------ ----------------- ------------------------------------------ [Repeat as necessary.] FORM 13F INFORMATION TABLE TITLE OF VALUE SHARES SH/ PUT/ INVESTMT OTHER VOTING AUTHORITY NAME OF ISSUER CLASS CUSIP (X$1000) PRN/AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE AT&T INC COMM 00206R102 386 13,500 SH SHARED 13,500 BARRICK GOLD CORP COMM 067901108 474 10,234 SH SHARED 10,234 BOARDWALK PIPELINE PARTNERS LP COMM 096627104 12,547 384,300 SH SHARED 384,300 BUCKEYE PARTNERS LP COMM 118230101 1,238 19,500 SH SHARED 19,500 EL PASO PIPELINE PARTNERS LP COMM 283702108 4,060 126,600 SH SHARED 126,600 ENBRIDGE ENERGY PARTNERS LP COMM 29250R106 11,894 212,700 SH SHARED 212,700 ENTERPRISE PRODUCTS PARTNERS LP COMM 293792107 30,860 777,916 SH SHARED 777,916 KINDER MORGAN MANAGEMENT LLC COMM 49455U100 16,583 275,228 SH SHARED 275,228 MAGELLAN MIDSTREAM PARTNERS LP COMM 559080106 18,321 356,100 SH SHARED 356,100 MARKWEST ENERGY PARTNERS LP COMM 570759100 4,131 115,000 SH SHARED 115,000 NATL WESTMINSTER BK PLC SER C 7.76% PREF 638539882 9,556 400,000 SH SHARED 400,000 NUSTAR ENERGY LP COMM 67058H102 7,784 126,100 SH SHARED 126,100 ONEOK PARTNERS LP COMM 68268N103 11,575 154,500 SH SHARED 154,500 PLAINS ALL AMER PIPELINE LP COMM 726503105 18,099 287,700 SH SHARED 287,700 PROGRESS ENERGY INC COMM 743263105 2,110 47,500 SH SHARED 47,500 ROYAL BK OF SCOTLAND PLC PFD 6.25% SER P PREF 780097762 1,236 80,000 SH SHARED 80,000 SCANA CORP COMM 80589M102 3,427 85,000 SH SHARED 85,000 SOUTHERN COMPANY COMM 842587107 2,495 67,000 SH SHARED 67,000 SPECTRA ENERGY PARTNERS LP COMM 84756N109 1,730 50,000 SH SHARED 50,000 SUNOCO LOGISTICS PARTNERS LP COMM 86764L108 6,607 84,000 SH SHARED 84,000 THE TRAVELERS COMPANIES INC COMM 89417E109 41,555 797,600 SH SOLE 797,600 VERIZON COMMUNICATIONS INC COMM 92343V104 913 28,000 SH SHARED 28,000 XCEL ENERGY INC COMM 98389B100 2,802 122,000 SH SHARED 122,000 ALTERRA CAPITAL HOLDINGS LTD COMM G0229R108 21,092 1,058,833 SH SHARED 1,058,833