SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2004 ALABAMA NATIONAL BANCORPORATION ------------------------------- (Exact Name of Registrant as Specified in its Charter) 0-25160 63-1114426 Delaware (State of Incorporation) (Commission File Number) (IRS Employer Identification Number) 1927 First Avenue North, Birmingham, Alabama 35205 (Address of principal executive offices, including zip code) (205) 583-3600 (Registrant's telephone number, including area code) Item 7. Financial Statements and Exhibits. (c) Exhibits. Exhibit Number Exhibit -------------- ------- 99.1 Press Release dated January 21, 2004 Item 12. Results of Operations and Financial Condition. On January 21, 2004, Alabama National BanCorporation issued a press release announcing financial results for the quarter and twelve months ended December 31, 2003. The press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but not filed with, the Commission. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Alabama National Bancorporation By: /s/ William E. Matthews, V ---------------------------- William E. Matthews, V Executive Vice President and Chief Financial Officer Dated: January 21, 2004 INDEX TO EXHIBITS Exhibit Number Exhibit -------------- ------- 99.1 Press Release dated January 21, 2004 * * This exhibit is furnished to, but not filed with, the Commission by inclusion herein.