Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.
Yes _______ No ___X____.
Publicly-Held Company
CNPJ (Corporate Taxpayer’s
ID) #60.746.948/0001-12
Material Fact
In compliance with the provisions of Paragraph 4 of Article 157 of Law No. 6,404/76 and CVM Instruction No. 358/2002, Banco Bradesco S.A. informs the market that it has revised its growing projections for the year 2015, as follows:
Indicator |
Previous Projection |
Revised Projection |
Loan Portfolio (¹) Individuals Companies |
5 to 9% 8 to 12% 4 to 8% |
Maintained Maintained Maintained |
NII – Interest Earning Portion |
6 to 10% |
10 to 14% |
Fee and Commission Income |
8 to 12% |
Maintained |
Operating Expenses (²) |
5 to7% |
Maintained |
Insurance Premiums Income |
12 to 15% |
Maintained |
(1) Expanded Loan Portfolio
(2) Administrative and Personnel Expenses
Cidade de Deus, Osasco, SP, July 30, 2015
Banco Bradesco S.A.
BANCO BRADESCO S.A. | ||
By: |
/S/ Luiz Carlos Angelotti
| |
Luiz Carlos Angelotti Executive Managing Officer and Investor Relations Officer |
This press release may contain forward-looking statements. These statements are statements that are not historical facts, and are based on management's current view and estimates of future economic circumstances, industry conditions, company performance and financial results. The words "anticipates", "believes", "estimates", "expects", "plans" and similar expressions, as they relate to the company, are intended to identify forward-looking statements. Statements regarding the declaration or payment of dividends, the implementation of principal operating and financing strategies and capital expenditure plans, the direction of future operations and the factors or trends affecting financial condition, liquidity or results of operations are examples of forward-looking statements. Such statements reflect the current views of management and are subject to a number of risks and uncertainties. There is no guarantee that the expected events, trends or results will actually occur. The statements are based on many assumptions and factors, including general economic and market conditions, industry conditions, and operating factors. Any changes in such assumptions or factors could cause actual results to differ materially from current expectations.