UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) January 23, 2003

                                 CIT GROUP INC.
             (Exact name of registrant as specified in its charter)

    Delaware                       001-31369                      65-1051192
(State or other                   (Commission                   (IRS Employer
jurisdiction of                   File Number)               Identification No.)
 incorporation)

                                   1 CIT Drive
                          Livingston, New Jersey 07039
              (Address of registrant's principal executive office)

        Registrant's telephone number, including area code (973) 740-5000



Item 5. Other Events.

This Current  Report on Form 8-K includes as an exhibit a press  release,  dated
January 23, 2003,  reporting the  financial  results of CIT Group Inc. as of and
for the period ended December 31, 2002. The press release is attached as Exhibit
99.1.

Item 7. Financial Statements and Exhibits.

      (c) Exhibits.

99.1  Press release issued by CIT Group Inc. on January 23, 2003.


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                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                       CIT GROUP INC.
                                       (Registrant)

                                       By: /s/ Joseph M. Leone
                                           ------------------------------
                                           Joseph M. Leone
                                           Executive Vice President and
                                           Chief Financial Officer
                                           (Principal Accounting and
                                           Financial Officer)

Dated: January 23, 2003


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