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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

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                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

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       DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): February 17, 2004

                    STEWART INFORMATION SERVICES CORPORATION
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

    DELAWARE                       1-12688                        74-1677330
(STATE OR OTHER              (COMMISSION FILE NO.)             (I.R.S. EMPLOYER
 JURISDICTION)                                               IDENTIFICATION NO.)

                    1980 Post Oak Blvd, Houston, Texas 77056
               (Address Of Principal Executive Offices) (Zip Code)

       Registrant's Telephone Number, Including Area Code: (713) 625-8100

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ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS

      (c)   EXHIBITS

Exhibit No.       Description
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99.1              Press release of Stewart Information Services Corporation
                  dated February 17, 2004, reporting financial results for the
                  three months and year ended December 31, 2003

ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

      A press release issued by Stewart Information Services Corporation on
February 17, 2004 regarding financial results for the three months and year
ended December 31, 2003 is attached hereto as Exhibit 99.1, and the second and
third paragraphs thereof and the financial tables therein, are incorporated
herein by reference. This information is not deemed to be "filed" for the
purposes of Section 18 of the Securities Exchange Act of 1934 and is not
incorporated by reference into any Securities Act registration statements.

                                    SIGNATURE

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                 STEWART INFORMATION SERVICES CORPORATION
                                  (Registrant)

                                 By: /s/ Max Crisp
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                                 (Max Crisp, Executive Vice President,
                                 Secretary-Treasurer, Director and Principal
                                 Financial and Accounting Officer)

Date: February 17, 2004