Will Peer-to-Peer Lending Revolutionize Banking? By: TalkMarkets April 04, 2015 at 19:15 PM EDT P2P lending matches lenders with borrowers through an online platform, with the aim of cutting out banks entirely. It’s basically debt-based crowdfunding. Read More >> Related Stocks: American Express Bank of America Capital One Financial Citigroup Discover Financial Services JPMorgan Chase & Co Lendingclub Corp U.S. Bancorp