SALT LAKE CITY, UT / ACCESS Newswire / November 25, 2025 / Weltrio LLC, a healthcare risk-management and benefits-optimization firm, today announced the launch of its new performance-based healthcare platform designed to help employers of all sizes reduce costs while improving employee health outcomes.

Founded by Rhonda Nerenberg, RN, BSN, MS in Nutrition, Weltrio operates on a performance-guaranteed model: employers pay a predictable upfront fee, backed by a savings guarantee. If Weltrio does not generate more savings than its cost, the company refunds the difference.

"Weltrio isn't tweaking the system - it's rebuilding the parts that have been failing employers for decades," said Josh Zieglowski, bestselling author of Take Your Shot and a member of Weltrio's Board of Directors. "In a world where healthcare costs rise every year without clarity or accountability, Weltrio is bringing a level of transparency and performance that the industry has been avoiding. Employers finally have a partner who stands behind results, not rhetoric."

Solving Healthcare Waste at the Source

The U.S. spends $4.9 trillion annually on healthcare, with employers absorbing most of the cost. Since COVID, premiums have surged, pharmacy costs have increased more than 400%, and up to 65% of employer health spend is wasted on unused or inefficient benefits.

In addition, an estimated 30% of all healthcare spending is pure waste-lost annually to billing errors, fraud, unnecessary procedures, and administrative inefficiencies that employers rarely see or understand.

"Waste in healthcare isn't accidental-it's systemic," said Rhonda Nerenberg, RN, BSN, MS in Nutrition and Weltrio's Founder and Chief Clinical Officer. "For decades I've watched employers pay for errors, inefficiencies, and unnecessary interventions they never even see. The data is clear: a significant share of these costs are preventable. Weltrio brings clinical rigor and systems-level transparency to a process that has operated in the dark for far too long."

A Platform Built for Every Employer Segment

Weltrio's model supports organizations across all funding structures and sizes:

Self-Insured Employers

• Full program oversight

• Daily claims and utilization management

• Seamless coordination with stop-loss carriers, TPAs, and brokers

• Savings that return directly back into the health plan

Employers Transitioning Into Self-Funding

• Claims forecasting

• Risk modeling

• Structured migration support

• Ongoing cost-control programs

Small Employers

• ACA-compliant plans

• Level-funded and alternative health solutions

• Access to nurse navigation and coaching typically available only to large employers

The Weltrio Trio Framework

Weltrio's platform is built around three core pillars:

1. Plan Optimization

Right-sizing benefits, eliminating waste, and customizing plan architecture for fully insured, level-funded, and self-funded employers.

2. Coaching & Engagement

Proactive, human-first clinical coaching covering chronic disease, mental-health triage, nutrition, urgent navigation, and prescription education.

3. Logistics Expertise

A 24/7 nurse concierge-dedicated to each employer, not a call bank-that directs employees to the right care at the right cost, significantly reducing unnecessary ER visits and high-cost utilization.

Advanced Pharmacy Cost Management

Prescription drugs now represent nearly 30% of employer healthcare spend.
Rather than replacing a client's PBM, Weltrio intercepts high-cost prescriptions and guides employees toward lower-cost, clinically equivalent options such as:

• Cash-pay networks

• Generics

• Mail-order programs

• International and specialty sourcing

• Manufacturer rebates

• Patient-assistance programs

Modernizing the Employee Healthcare Experience

Employers who partner with Weltrio consistently report:

• Higher employee satisfaction

• Lower absenteeism

• Increased preventive-care engagement

• Stronger recruiting and retention

"Employees don't just need insurance-they need navigation," said Billy Nerenberg, advisor to Weltrio and Managing Partner of Cavvy Capital. "Weltrio gives them real help in real time, and employers finally get a benefits partner aligned with results."

A Model Built on Performance, Not Promises

If savings do not exceed Weltrio's fee, the company refunds the difference.

"When you apply real clinical oversight and evidence-based navigation, the waste becomes obvious-and the solutions become measurable," Nerenberg said. "Our model is built on clinical integrity and accountability. If we cannot prove the value, we should not be paid. That is the standard healthcare should have always had."

About Weltrio

Weltrio is a healthcare risk-management and benefits-optimization firm redefining how employers deliver and manage healthcare. By eliminating waste, improving clinical navigation, and providing holistic coaching, Weltrio lowers healthcare spend while elevating employee well-being-for employers of every size.

Media Contact:
Weltrio LLC
questions@weltrio.com
385-526-7557

Website:
www.Weltrio.com

SOURCE: Weltrio LLC