The conversation around blockchain payments is heating up again as investors revisit projects that combine utility with real-world application. XRP has long been a dominant name in the cross-border settlement space, but a new entrant — Remittix (RTX) — is gaining attention as a potential next-generation PayFi platform. 

By directly linking crypto to fiat transfers through a seamless global infrastructure, Remittix represents the shift from speculative trading to usable financial technology — a change many believe could reshape the entire FIAT payments market.

XRP Holds Strong As Market Confidence Builds

XRP is still doing well, with a price of $2.34, which is a big gain of 3.02% in the last 24 hours. The token's market cap is $140.86 billion, and its trading volume is $2.84 billion, which is 25.44% lower than it was before. Ripple’s consistent partnerships with global banks and remittance firms have long positioned it as a key player in blockchain-based payments.

However, experts now argue that the FIAT-to-crypto bridge is evolving — moving from institutional systems like RippleNet toward user-friendly and decentralized platforms capable of handling both peer-to-peer and commercial transactions. This is where Remittix is beginning to emerge as a serious contender.

Remittix: The PayFi Model Redefining Cross-Border Transactions

Remittix, currently priced at $0.1166 per token, has raised over $28 million through private funding, distributing more than 684.6 million tokens. The project’s main innovation lies in its PayFi infrastructure, designed to merge blockchain efficiency with traditional financial access. 

Through its system, users can send crypto directly to bank accounts in 30+ countries, eliminating intermediaries and reducing settlement delays.

The team has expanded its Beta Wallet testing program to include more community members, focusing on iOS users. The Top 10 purchasers each week are invited to participate in the testing cycle, following strong early feedback. 

This push for user engagement has been a cornerstone of Remittix’s development strategy, ensuring that the product evolves with community participation.

In addition, Remittix has been fully verified by CertiK, the leading blockchain auditing firm, and is officially ranked #1 globally for pre-launch tokens on CertiK Skynet.

What’s Driving Renewed Confidence in Remittix:

• $28 million+ raised via private funding with institutional backing
• CertiK verified and ranked #1 for pre-launch tokens
• Beta Wallet access for iOS users through structured testing
• Global crypto-to-bank reach in more than 30 countries
• $250,000 Giveaway and 50% bonus event live before the $30 million milestone

A Shift From Legacy To Utility

While XRP might have led the way in blockchain payments, projects like Remittix are expanding on that foundation to make crypto usable in everyday banking. In a space where Solana, Ethereum, and others are optimizing for speed, PayFi solutions like RTX make sure scalability meets accessibility.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/ 

Socials: https://linktr.ee/remittix

$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway