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For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
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Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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OneMain Financial: 4 Financial Tips for Consumers with Limited Credit Looking for a Personal Loan

NEW YORK CITY, NY / ACCESS Newswire / September 16, 2025 / Getting a loan can be challenging for those who have a limited credit history. Without proof that they can reliably pay their debts, potential borrowers face some roadblocks when seeking credit.

Having limited credit doesn't disqualify an individual from getting a loan, however. There are several steps potential borrowers can take to improve their chances of getting approved so they can get the funds they need for emergency expenses, a large purchase or even debt consolidation.

1. Check your credit report

When deciding whether to approve a loan, lenders want to know how risky the borrower might be. One tool lenders use to evaluate risk is the borrower's credit report. Before applying, a borrower can request their own credit report at AnnualCreditReport.com and see whether they have any late or missed payments, fraudulent activity or other problems with their credit. If there are issues, a borrower can gradually improve their credit score over time by correcting any mistakes on their credit report, paying off outstanding debts and ensuring they make all their debt payments on time.

2. Seek prequalification

A would-be borrower can save a lot of time by prequalifying for the loan they're interested in. Most lenders offer the option to prequalify. With prequalification, the lender will initiate what's known as a soft credit inquiry to determine whether the applicant meets the lender's basic criteria for a loan. A soft inquiry will not affect the consumer's credit score.

3. Add a co-signer or co-applicant if possible

Adding a co-signer or co-applicant with stronger credit can improve a borrower's chances of getting approved for a personal loan. The co-signer agrees to take on the responsibility of repaying the loan if the primary borrower defaults. A co-signer can be a family member, close friend or business acquaintance. A co-applicant has similar responsibilities to a co-signer, but they also have access to the loan funds.

4. Apply for a secured loan

A secured loan is a personal loan that requires collateral. Collateral helps mitigate the lender's risk. Collateral is something of value, such as a car or a house. Lenders may have different requirements about what kind of collateral is eligible. If the borrower defaults on the loan, the lender could take the collateral. If the value of the collateral doesn't cover the cost of the loan, the borrower may still be responsible for making up the difference.

The Bottom Line

A limited credit history or low credit score shouldn't prevent anyone from applying for a personal loan. Borrowers can take certain steps to improve the chances of loan approval. They include checking their credit report before approaching the lender, getting prequalified, finding a co-signer or co-applicant, if possible, or applying for a secured loan.

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About OneMain Financial

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OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans.

CONTACT:

Sonakshi Murze
Manager
sonakshi.murze@iquanti.com

SOURCE: OneMain Financial



View the original press release on ACCESS Newswire

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