About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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Brendon Murphy, CEO and President of Compass Financial Solutions, Interviewed on The Influential Entrepreneurs Podcast Discussing Personal Pensions

Brendon Murphy discusses personal pensions

Listen to the interview on the Business Innovators Radio Network: Interview with Brendon Murphy, CEO and President of Compass Financial Solutions Discussing Personal Pensions

In this episode of Influential Entrepreneurs, host Mike Saunders welcomes back Brendon Murphy, CEO and president of Compass Financial Solutions. The discussion focuses on the concept of personal pensions, particularly through the use of fixed index annuities. Brendon explains what a personal pension is, likening it to traditional pensions where individuals receive guaranteed income for life. He outlines how clients can roll over their retirement funds, such as IRA or 401(k) accounts, into fixed indexed annuities with lifetime income benefit riders. This strategy ensures a reliable income stream that individuals cannot outlive, addressing a common fear surrounding retirement funding.

In today’s financial landscape, traditional pensions are becoming increasingly rare. However, individuals can create their own personal pensions using fixed indexed annuities (FIAs). This approach not only provides a reliable income stream for life but also addresses one of the most significant fears retirees face: the fear of outliving their savings.

A personal pension functions similarly to the pensions that many retirees once received from their employers. It involves taking a portion of retirement savings—such as funds from an IRA or 401(k)—and investing it in a fixed indexed annuity. This annuity is designed to provide guaranteed income for the rest of the individual’s life, ensuring financial stability during retirement.

When an individual invests in a fixed indexed annuity, they enter into a contract with an insurance company. The amount invested determines a payout percentage based on the individual’s age. For example, if a 65-year-old invests $300,000 and the payout percentage is 5.5%, they would receive a guaranteed annual income of $16,500, which can be distributed monthly, quarterly, or annually.

This guaranteed income stream is a crucial feature of fixed indexed annuities, as it provides retirees with a reliable source of funds that they cannot outlive. Unlike traditional investment accounts, where market fluctuations can significantly impact the portfolio’s value, FIAs offer a level of protection against market downturns.

One of the primary concerns for retirees is the possibility of outliving their savings. Many individuals worry about how long their retirement funds will last, especially in the face of increasing life expectancies. Fixed indexed annuities help alleviate this fear by providing guaranteed income for life.

As Brendon Murphy explains, the income generated from an FIA is not subject to market volatility. This means that even if the market experiences downturns, retirees will continue to receive their guaranteed income. This stability allows individuals to plan their retirement with confidence, knowing they have a reliable source of income to cover their living expenses.

In addition to providing guaranteed income, fixed indexed annuities come with several other benefits:

  • Protection of Principal: The principal amount invested in an FIA is protected from market losses. If the market declines, the individual does not lose any of their initial investment, which is a significant advantage over traditional investment accounts.
  • Potential for Growth: While the income is guaranteed, FIAs also allow for potential growth linked to market indexes, such as the S&P 500. This means that if the market performs well, the individual can benefit from that growth without the risk of losing their principal.
  • Flexibility: Fixed indexed annuities offer various options for withdrawals and income distribution. Individuals can choose to take a portion of their investment as income while leaving the rest to grow, providing flexibility in retirement planning.
  • Living Benefits: Some FIAs come with additional features, such as long-term care benefits or enhanced death benefits, which can provide further financial security and peace of mind.

Brendon shared: “Guiding clients to a secure retirement since 2008”

About Brendon Murphy

As the CEO and President of Compass Financial Solutions Inc., in Havertown, PA, I provide professional expertise in Long Term Care, Business Insurance, Life Insurance, and Personal Pension Fixed Annuities products. I’ve been helping families, individuals, and business owners secure financial peace of mind since 2013.

At Compass Financial Solutions Inc., I currently service individuals, families, and businesses throughout the Greater Philadelphia Region, New Jersey, Delaware, North Carolina, Las Vegas, and Georgia.

Learn more: http://www.mycfsi.com/

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