New York — As artificial intelligence reshapes industries from healthcare to logistics, few sectors face disruption as profound as global finance. At the intersection of Wall Street and Silicon Valley, a new player is emerging: Mellon AlphaAI Investment Management Inc, a Colorado-registered corporation aiming to rewrite the rules of investing with algorithms and computational power.

According to filings with the Colorado Secretary of State, the company was incorporated on September 28, 2023 and remains in good standing In addition, Mellon AlphaAI has obtained a Money Services Business (MSB) license from the U.S. territories. Treasury’s Financial Crimes Enforcement Network (FinCEN), under registration number 31000254313051, authorizing financial service operations across all 50 states and U.S. In a regulatory climate increasingly skeptical of high-yield claims and unregistered operators, such credentials position the firm as one of the few AI-driven financial entities with a fully recognized legal and compliance framework.

Capital Backing and Leadership Team

Mellon AlphaAI is not a lone experiment. Early in 2023, the company secured a multi-million-dollar investment from BNY Mellon’s blockchain venture fund, signaling traditional finance’s growing confidence in AI-driven models. Its leadership team blends Silicon Valley engineering talent with Wall Street rigor:

• David Paul, Chief Executive Officer, earned his Ph.D. in Computer Science at Stanford and served as a Technical Director at OpenAI, where he oversaw projects including GPT-3 and DALL·E.
• Michael Regan, Chief Technology Officer, was a senior product leader at Google, with extensive experience in data infrastructure and enterprise product deployment.
• Matthew Brown, Chief Financial Officer, spent over a decade at BNY Mellon and holds a doctorate in Finance from Harvard, bringing deep expertise in compliance and capital management.

Mission and Brand Vision

The company’s mission extends beyond returns. “For the past century, investing has been built on information asymmetry and human judgment,” said CEO David Paul. “Today, human emotion is the greatest liability in markets. Our mission is to use AI to reframe the relationship between ordinary people and capital, and to let rationality and efficiency replace volatility and fear.”

Global Footprint and Expansion Strategy

While headquartered in New York, Mellon AlphaAI has already established operating centers in London, Dubai, Bangkok and other strategic hubs. Over the next three years, it plans to expand to more than 50 national markets, building a cross-continental AI finance network. The firm’s brand ambition is to serve not merely as an investment vehicle, but as a global infrastructure brand for AI-enabled finance.

Industry Context

With Bitcoin trading near record territory above $120,000 in July–August 2025, and Ether in the $4,700–$4,800 range after notching a fresh intraday peak around $4,882 on August 22, digital assets have entered one of the most lucrative yet volatile phases in history. Against this backdrop, Mellon AlphaAI’s proprietary trading models have shown outperformance: over the past 90 days, its Bitcoin spot strategy with an initial $500,000 allocation generated an average daily return of 1.4%, while its Ethereum spot deployment achieved 1.3% daily.

Compared with simple spot exposure—where BTC and ETH advanced to or near record highs over the same window—AlphaAI’s results highlight the portfolio impact of systematic, high‑frequency alpha extraction versus directional beta, translating raw volatility into consistent compounding yields. (For context, a 1.4%/1.3% average daily return, if compounded, would far outpace typical 90‑day spot moves.)

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