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For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
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Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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Real-Time Business-to-Business Payments Will Fundamentally Alter the Banking Landscape: ISG

By: via Business Wire

ISG expert discusses the impact of commercial-scale real-time payments during American Banker virtual event

Platforms for enabling real-time, commercial-scale payments between enterprises will fundamentally alter the banking and financial services industry and present technology and workforce challenges for enterprises, an expert with Information Services Group (ISG) (Nasdaq: III), a leading global technology research and advisory firm, said today.

In a virtual panel discussion, “How real-time payments enable new customer experiences and drive growth for financial institutions,” hosted by American Banker, Jay Woldar, director, banking and financial services with ISG, said enterprises will need to address the new systems’ operational, technology and people requirements before reaping the benefits.

“Consumers are quickly turning to real-time payments between individuals as a seamless replacement for cash or checks,” Woldar said. “Similarly, real-time payments between enterprises, which are initiated and settled instantaneously and permanently, will offer improved business liquidity, visibility and cash flow management and the possibility of reducing or even eliminating interchange fees.”

Emerging real-time payment platforms promise to increase security by conforming to ISO 20022, which enables financial institutions to send rich data sets with each transaction. The platforms also eliminate payment reversals and returns and deliver secure communications, multi-factor authorization, device binding and confirmation mechanisms, and more secure payment options through verified channels.

Despite these benefits, Woldar said most enterprises are still using ACH and wire transfer. ACH transfers take at least one business day, are not available on weekends or holidays, and require banks and companies to withhold funds to offset risk while funds are in motion, making money movement costlier and more expensive. Wire transfers are faster but are also more expensive.

“Adding a new payment system may sound like an easy decision, but the scale of the change disrupts ongoing bank operations and requires a significant investment in technology and security,” he said. “As with businesses of all types, banks and non-bank financial institutions are struggling to find the personnel and technical expertise to execute this strategic initiative.”

As the U.S. government prepares to launch the FedNow system in mid-2023, the lure of real-time, business-to-business payments will grow stronger, Woldar said. FedNow will be available to depository institutions in the U.S. and will allow them to build value-added services on the real-time payment capability.

“Demand will change in the coming years as more fintechs and competitor banks offer real-time payment capabilities,” Woldar said. “If a bank decides to wait on building a real-time payment solution, it may miss out.”

Additional information is available on the event website.

About ISG

ISG (Information Services Group) (Nasdaq: III) is a leading global technology research and advisory firm. A trusted business partner to more than 800 clients, including more than 75 of the world’s top 100 enterprises, ISG is committed to helping corporations, public sector organizations, and service and technology providers achieve operational excellence and faster growth. The firm specializes in digital transformation services, including automation, cloud and data analytics; sourcing advisory; managed governance and risk services; network carrier services; strategy and operations design; change management; market intelligence and technology research and analysis. Founded in 2006, and based in Stamford, Conn., ISG employs more than 1,300 digital-ready professionals operating in more than 20 countries—a global team known for its innovative thinking, market influence, deep industry and technology expertise, and world-class research and analytical capabilities based on the industry’s most comprehensive marketplace data. For more information, visit www.isg-one.com.

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