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About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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90% of Credit-Eligible US Population Can Be Scored by FICO Score Suite

By: via Business Wire

By leveraging powerful and relevant alternative data that provides a more complete picture of borrower credit risk, the FICO Score suite helps to identify those previously non-scorable consumers

Data from FICO (NYSE: FICO), a leading analytics software firm, shows that approximately 232 million US consumers can be scored by the FICO® Score suite, equating to 90% of the credit-eligible US population.

The FICO® Score is the independent standard measure of consumer credit risk used by top lenders in the US. For most of the credit-eligible US population there is sufficient traditional credit bureau data available for calculating a FICO Score. However, some 28 million consumers have minimal data available in their traditional credit bureau files, and another 25 million are ‘credit invisible’ and have no traditional credit bureau data at all. An independent study conducted by the CFPB reached very consistent conclusions, sizing the ‘credit invisible’ population at 26 million consumers.

The profiles of consumers that lack sufficient traditional credit bureau data can be varied and include consumers who are new to credit (e.g., students, recent immigrants), and credit retired, and those who have not used credit in six months or more, people who lost access to credit due to economic difficulty, and those who have no credit bureau record at all.

Over the past decade, FICO has explored novel approaches to credit scoring and developed innovative new scores, which augment traditional credit bureau data with rich alternative data, such as telecom, utilities, public record, and checking account data. With these scores, the FICO® Score suite can deliver reliable credit scores for more than 27 million additional people. FICO research shows that not only does the FICO Score suite deliver scores on more consumers, but these consumers are more likely to fall in the “new to credit” and “no credit bureau record” segments. These segments tend to be early in their credit journey, with a strong appetite and need for credit.

“Safety and soundness are at the heart of every credit scoring solution FICO develops,” said Jim Wehmann, executive vice-president for Scores at FICO. “Lenders value the predictive power of FICO Scores and we are continuously innovating credit scoring solutions that give more consumers access to credit based on factors that matter most.”

When comparing the suite of FICO® Scores to a benchmark score that was built only using credit bureau data with a looser minimum scoring criteria, FICO was found to score over one million more consumers responsibly. That same benchmark score disproportionately scored more consumers in the “lost access to credit” segment. This segment is unlikely to benefit from having a credit score based solely on traditional credit data, which consists largely of past blemished credit. Without positive alternative data flowing into their files to offset the negative data in their traditional credit files, these consumers will likely score too low to obtain credit.

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956 and based in Silicon Valley, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 195 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 100 countries do everything from protecting 2.6 billion payment cards from fraud, to helping people get credit, to ensuring that millions of airplanes and rental cars are in the right place at the right time. Learn more at https://www.fico.com.

Join the conversation at https://twitter.com/fico and http://www.fico.com/en/blogs/.

For FICO news and media resources, visit www.fico.com/news.

Over the past decade, @FICO has explored novel approaches to credit scoring and developed innovative new scores, which augment traditional credit bureau data with rich alternative data, such as telecom, utilities, public record, and checking account data.

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