About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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FICO Scores Remain Most Widely Used in the Securitization Market, Instilling Lender Confidence Despite Inflation Highs and Economic Challenges

Mercator Advisory Group study finds that 97% of asset-backed securitizations rely on FICO® Scores

Recent research from Mercator Advisory Group, a leading, independent research and advisory services firm exclusively focused on the payments and banking industries, found that asset-backed securitizations (ABS) continue to rely heavily on the FICO® Score as a risk and opportunity metric used to indicate credit quality in capital markets. The Mercator study found that the score was a critical indicator for lenders in eight collateral classes representing 97% of filings across: Auto Finance (prime and subprime), Auto Leasing, Consumer Finance, Credit Cards, Motorcycle Finance, Student Loans, and Timeshares.

As lenders continue to navigate economic uncertainty, while facing rising interest rates and consumer price increases, lenders have continued to use FICO® Scores when they brought asset-backed securitizations to Wall Street. Mercator Advisory Group has reviewed public ABS issued over the last 12 months in eight asset classes in the U.S. between 2016 and 2022 to examine FICO® Score usage. In the most recent period, covering 1Q2022, more than $41.9 billion in receivables were placed into the market.

“Despite the recent growth in inflation and volatile market activity, investors continue to rely on FICO® Scores as a vital tool in the lending and securitization market,” said Brian Riley, director at Mercator Advisory Group’s Credit Advisory Service. “Our study found that asset-backed securitizations overwhelmingly rely on the metric because the FICO Score is consistent, predictable, and reliable.”

FICO® Scores are used throughout the credit lifecycle, from acquisitions to application screening, and credit management. One reason that the score plays such an important role in the ABS process is that it is a risk management metric used everywhere throughout the payment function. Lenders understand what the score means and know it is predictive across consumer collateral classes.

Mercator Advisory Group also recently released a white paper, “Credit Scoring, Fintech, and Consumer Loans: Why AI Scoring Models Do Not Replace the FICO Score,” that explores the role of credit scores and how FICO® Scores compare with alternative scoring models. The paper highlights the evolution of the FICO Score, first as a measure of risk, then transforming into a means of simplifying underwriting and account management, lending to its dependability as investors continue to rely on the score. This paper provides insights on how alternative and proprietary scores are being used in conjunction with FICO scored portfolios for asset-backed receivables.

The whitepaper can be downloaded at: https://www.fico.com/sites/default/files/upload_files/Credit-Scoring-FinTech-and-Consumer-Loans-4-29-22.pdf.

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956 and based in Silicon Valley, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 195 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 100 countries do everything from protecting 2.6 billion payment cards from fraud, to helping people get credit, to ensuring that millions of airplanes and rental cars are in the right place at the right time.

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