About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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Financial Institutions See Significant Drop in Account-to-Account Transfer Fraud After Roll Out of Real-Time Risk Scoring from Fiserv

New TransferNow® capabilities enable financial institutions to enhance end-to-end risk management while providing a better customer experience

Financial institutions are reducing fraud losses, improving internal processes and enhancing the customer experience with the implementation of two new capabilities from Fiserv, Inc. (NYSE: FI), a leading global provider of payments and financial services technology solutions. The addition of real-time risk scoring and an automated high limits service to the widely used TransferNow® solution from Fiserv has enabled financial institutions to significantly reduce fraud loss dollars and fraud loss rates while delivering a more personalized user experience.

Deployment of these TransferNow in-session risk controls led to a 61% reduction in fraud loss dollars and a 65% reduction in fraud loss rates for financial institutions using the service, compared to a similar time period prior to deployment. This impact will be widely felt, as TransferNow, which facilitates account-to-account transfers within and between financial institutions, is used by nearly 1,000 banks and credit unions, including seven of the top 10 U.S financial institutions.

“With the rise of real-time money movement, financial institutions and technology providers have had to change their strategies to secure transactions while delivering the speed and convenience consumers expect,” said Kannan Srinivasan, Vice President of Risk Strategy and Analytics at Fiserv. “Real-time insights and automation are key components in this balancing act, allowing for a high degree of security and efficiency without compromising the customer experience.”

In-Session Risk Mitigation

The TransferNow real-time risk scoring engine leverages machine learning to allow transactions to be scored while the user is in the session initiating the transaction. Geolocation, account validation, transaction velocity, and user and account tenure are among the hundreds of factors that are assessed in the risk evaluation process.

Potentially fraudulent transactions can be cancelled automatically or put on hold for review, according to the risk tolerance of the financial institution. After reviewing a transaction, an investigator can release the transaction, cancel the transaction, or suspend the account. TransferNow supports holding transactions in-session to prevent a debit from occurring while a potentially fraudulent transaction is under investigation, which minimizes returns or chargebacks.

High Limits Service

The dynamic high limits service allows financial institutions to offer higher transaction limits for populations of lower-risk users, based on prior transactions and risk performance. If the service is initiated, these lower-risk users can transfer high dollar amounts while creating minimal exposure for the financial institution.

Using the embedded administrative tool from Fiserv, banks and credit unions can set qualification requirements to determine eligibility for the high limits service, building trust with established customers while mitigating potential fraud.

“Financial institution executives have told us they feel ‘caught between a rock, a hard place, and a meat grinder,’ when it comes to protecting customers while avoiding losses, improving efficiency, and navigating an increasingly hostile market,” said Trace Fooshee, Strategic Advisor at Aite Novarica. “Applied analytics and risk modeling capabilities such as those employed by TransferNow can be extremely powerful fraud management tools in this environment.”

TransferNow experienced significant growth between 2021 and 2022, with a 10% increase in active users and 17% increase in funds moved.

“As the digital world evolves, financial institutions are changing to meet customer expectations while continuing to deliver the secure interactions upon which they have built their reputations,” said Derek Swords, Vice President of Product Management at Fiserv. “Our new TransferNow capabilities will help financial institutions provide security and convenience for their customers.”

In a world moving faster than ever before, Fiserv helps clients deliver solutions in step with the way people live and work today – financial services at the speed of life. Learn more at fiserv.com.

Additional Resources:

About Fiserv

Fiserv, Inc. (NYSE: FI) aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale and business management platform. Fiserv is a member of the S&P 500® Index and one of Fortune® World’s Most Admired Companies. Visit fiserv.com and follow on social media for more information and the latest company news.

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