About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

Contact Cabling Installation & Maintenance

Editorial

Patrick McLaughlin

Serena Aburahma

Advertising and Sponsorship Sales

Peter Fretty - Vice President, Market Leader

Tim Carli - Business Development Manager

Brayden Hudspeth - Sales Development Representative

Subscriptions and Memberships

Subscribe to our newsletters and manage your subscriptions

Feedback/Problems

Send a message to our general in-box

 

Nubank Discusses Credit Underwriting Differentials: Tech, Governance, and Customer Focus

Youssef Lahrech, president, and Ravi Prakash, VP of Risk Management, talk about the unique combination of curing-edge technology, large volumes of data, and agility to offer competitive rates to its customers

Nubank's credit strategy is characterized by technological agility, large-scale data analysis, customized risk management, innovation, and high levels of satisfaction. This unique combination allows the company to offer competitive rates to its more than 90 million customers and maintain a strong performance in credit, with NPL rates better than the industry average, even in challenging economic conditions.

This is how Youssef Lahrech, President and COO, defined Nubank's credit operation in an interview with Jörg Friedemann, Investor Relations Officer and Senior Director of Market Intelligence, in the second episode of the Nu Videocast (full episode here). Alongside Ravi Prakash, Vice President of Risk Management, the executive explained that these factors, combined with a risk philosophy guided by data and artificial intelligence, enable real-time credit decisions to be made at an individual level.

"When we think about credit underwriting, our goal is to combine the best of tech and banking. The combination of these components – technology, governance, a very disciplined approach, obsessive focus on the customer, and fostering this fanatical customer love – is unusual but very powerful, and that gives us a unique competitive advantage in the space," says Lahrech.

Tech and innovation at the forefront

Nu's native digital infrastructure and proprietary technology are some of its main differentiators compared to traditional banks and fintechs, as they enable rapid implementation and interaction of credit models, offering a significant advantage in terms of speed and cost savings.

Prakash also highlights Nu's "low and grow" strategy, where customers start their journey with credit limits that gradually increase based on positive payment behavior.

The company also stands out when it comes to renegotiation, with customers in this process registering NPS in the 70 to 80 score range. According to Prakash, this is due to the effort to empower the customer and personalize their experience, making them capable of managing their financial situation, including renegotiations: "More than 50% of our customers in renegotiations are either current or less than 15 days past due. It's good for the customer, it's good for Nubank," he emphasizes.

Nu has been growing its credit portfolio, namely through secured products like payroll loans. The company sees a wide avenue for growth in this landscape and views innovations like Open Finance as opportunities to offer even better products and services to its customers in the future.

Nu Videocast

For a deep dive into Nubank’s credit strategy, watch the full episode of the Nu Videocast here.

Contacts

Stock Quote API & Stock News API supplied by www.cloudquote.io
Quotes delayed at least 20 minutes.
By accessing this page, you agree to the following
Privacy Policy and Terms Of Service.