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Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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AM Best Removes from Under Review and Affirms Credit Ratings of The Hand-in-Hand Mutual Fire Insurance Company Limited; Downgrades Issuer Credit Rating of Hand-in-Hand Mutual Life Assurance Company Limited

AM Best has removed from under review with negative implications status and affirmed the Financial Strength Rating (FSR) of B++ (Good) and Long-Term Issuer Credit Rating (Long-Term ICR) of “bbb+” (Good) of The Hand-in-Hand Mutual Fire Insurance Company Limited (HIHF) (Guyana). The outlook assigned to the Long-Term ICR is negative, while the outlook assigned to the FSR is stable.

Concurrently, AM Best has removed from under review with negative implications and downgraded the Long-Term ICR to “bbb” (Good) from “bbb+” (Good) and affirmed the FSR of B++ (Good) of Hand-in-Hand Mutual Life Assurance Company Limited (HIHL). AM Best has assigned negative outlooks to these Credit Ratings (ratings). Both entities are collectively referred to as Hand-in-Hand Group.

The ratings of HIHF reflect its balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management (ERM).

The ratings of HIHL reflect its balance sheet strength, which AM Best assesses as strong, as well as its adequate operating performance, neutral business profile and appropriate ERM.

The downgrade of HIHL’s Long-Term ICR reflects its risk-adjusted capitalization no longer being supportive of a very strong balance sheet assessment. This is due to pressure stemming from HIHL’s high exposure to domestic equity securities given the market’s limited available investment instruments, despite the portfolio’s solid performance, which is in line with the country’s current favorable macro-economic conditions.

The revised outlooks to negative of HIHL and HIHF’s Long-Term ICR reflect AM Best’s concern over the group's ERM framework and corporate governance practices considering its recent adoption of enhanced accounting standards, as well as exposure to potential emerging risks that could arise given Guyana´s dynamic economic environment. Hand-in-Hand Group has consistently experienced delays over the past two years in reporting audited financial information, an issue that conflicts with AM Best practices, which could add uncertainty regarding the group’s overall financial position and performance in a timely manner.

Established in 1865, HIHF is Guyana’s oldest insurance company and the second-largest carrier in the country’s insurance industry. The company writes property and casualty lines of business with its product portfolio composed mainly by fire and motor coverages, although it also operates in the accidents and liability market.

HIHL was incorporated in 1966, and as a mutual company, it is owned by policyholders with a small amount of preferred shares issued to HIHF. The company is engaged predominantly in underwriting group health and life insurance, with a significant portfolio of ordinary life and annuities. Overall, the Guyana insurance market has experienced material growth in recent years.

HIHF and HIHL’s balance sheet strength assessments of very strong and strong, respectively, reflect their stable capital bases, with adequate asset-liability management and proper reinsurance coverages. However, investment risk is an important component of the required capital, due to the limited available securities in the market in which both companies operate. As mutual insurers, the quality of the capital is very good because of its stability; main outflows come from triennial profit-sharing with entitled policyholders.

Operating performance at both companies is considered adequate with manageable loss and benefits paid ratios. However, each company has seen some volatility in premium growth and their reported bottom-line results, although results historically have been mostly positive. AM Best expects both companies to continue strengthening their ERM capabilities.

Negative rating actions for HIHF and HIHL could occur if there is a significant decline in their capital bases to a level no longer supportive of the ratings, or if operating performance deteriorates over time from sustained underwriting or net losses. Additionally, negative rating actions could also occur if AM Best’s view of the adequacy of the group’s ERM and corporate governance practices deteriorates.

Positive rating actions for HIHF could take place if the company maintains its current trend in risk-adjusted capitalization while building up its capital base in a consistent manner. Positive rating actions for HIHL could take place if the company reflects improvements in its balance sheet strength assessment, underpinned by an enhanced risk-adjusted capitalization, while building up its capital base in a consistent manner.

This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best’s Credit Ratings. For information on the proper use of Best’s Credit Ratings, Best’s Performance Assessments, Best’s Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best’s Ratings & Assessments.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2025 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

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