About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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loanDepot Expands equityFREEDOM Portfolio With 10- and 30-Year Home Equity Loan Terms

Continued growth of product suite allows millions of homeowners to tap into their most important source of funding: home equity

loanDepot, Inc. ("LDI" or "Company") (NYSE: LDI), a leading provider of products and services that power the homeownership journey, has expanded its equityFREEDOM portfolio to provide nearly 50 million American homeowners with access to their tappable home equity.1 The expansion adds 10- and 30-year fixed-term options to the Company’s existing 20-year fixed-rate home equity loan, complementing its first- and second-lien home equity lines of credit (HELOCs).

With 75 percent of existing mortgages carrying rates below five percent,2 homeowners are reluctant to sacrifice their current mortgage to move or refinance. These home equity loan term options provide additional ways for homeowners to leverage this powerful financial tool to lower borrowing costs without affecting their current mortgage rate.

"Homeowners today enjoy unprecedented levels of equity, and by continuing to expand our home equity lending options, we’re giving them the flexibility they need to find the best solution for their circumstances," said LDI President Jeff Walsh. "We are a fully integrated one-stop-shop for all things home equity that helps support our customers’ entire homeownership journey and provides more options to help achieve their financial goals."

American homeowners, who are carrying a record $35 trillion in home equity,3 can use their home equity wisely for large expenses such as home renovations, college tuition, or to consolidate high interest credit card debt. Access to home equity is one of the most significant benefits of homeownership, as it can lower the cost of borrowing for large expenses. And, in many cases, the interest may be tax deductible.4

The equityFREEDOM application takes just minutes. loanDepot’s home equity loan lets customers access the equity in their homes in a lump sum in one of three, fully amortizing loan terms while the HELOC offers flexible terms including a three-year draw period, and, in most states, a 10-year interest-only payment period followed by a 20-year amortizing repayment term.5 Each product allows homeowners to borrow up to $400,000, based on their credit profile and their home’s combined loan-to-value ratio (CLTV). There are no prepayment penalties and, in many cases, borrowers may not need a new home appraisal.

To learn more about loanDepot’s equityFREEDOM suite of home equity lending products CLICK HERE.

About loanDepot

At loanDepot (NYSE: LDI), we know home means everything. That’s why we are on a mission to support homeowners with a suite of products and services that fuel the American Dream. Our portfolio of digital-first home purchase, home refinance and home equity lending products make homeownership more accessible, achievable, and rewarding, especially for the increasingly diverse communities of first-time homebuyers we serve. Headquartered in Southern California with local market offices nationwide, loanDepot and its sister real estate and home services company, mellohome, are dedicated to helping customers put down roots and bring dreams to life – all while building stronger communities and a better tomorrow.

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1 https://ir.theice.com/press/news-details/2024/ICE-Mortgage-Monitor-Historically-Strong-Home-Price-Growth-Pushes-U.S.-Mortgage-Holders-Tappable-Equity-to-Record-11T/default.aspx

2 https://www.realtor.com/news/trends/majority-americans-still-feel-locked-in-by-mortgage-rates/#:~:text=%E2%80%9CAltogether%2C%20this%20means%20that%20more,rate%20for%20a%20higher%20one

3 https://fred.stlouisfed.org/series/OEHRENWBSHNO

4 loanDepot encourages consumers to consult tax advisors for applicable requirements and details.

5 In Texas, loanDepot’s HELOC includes a three-year interest only period followed by a 27-year repayment period.

"We are a fully integrated one-stop-shop for all things home equity that helps support our customers’ entire homeownership journey and provides more options to help achieve their financial goals.”

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