Merchants are Embracing Security-First Payment Orchestration to Unlock Growth and Agility

August 13, 2025 at 10:00 AM EDT

In today’s always-on commerce environment, merchants are rapidly moving away from single-processor payment models in favor of multiprocessor strategies that deliver flexibility, performance, and control over payment data. Bluefin, a global leader in payment and data security, says that embedding security at the core of these payment orchestration strategies is now a business imperative for sustainable growth and competitive advantage.

Data from S&P Global Market Intelligence’s 451 Research Voice of the Enterprise: Customer Experience & Commerce, Merchant Study 2025 reveals that 90% of merchants now work with two or more payment providers. Multiprocessor environments can unlock new revenue opportunities, reduce costs, and improve customer experiences, but should be coupled with a robust, security-first architecture.

“Payment orchestration without data ownership is just complexity without control,” said Ruston Miles, Founder and Chief Strategy Officer, Bluefin. “Vaultless tokenization, PCI-validated point-to-point encryption (P2PE), and open systems aren’t just security features - they’re the foundation for smarter routing, faster innovation, and true merchant independence.”

These findings are reinforced in the Pathfinder paper, Putting Data Security First in Payment Orchestration, conducted by 451 Research and commissioned by Bluefin.

The paper delves into the business drivers behind a multiprocessor strategy and the resulting need for payment orchestration. It emphasizes the critical role of unlocking, democratizing, and extracting value from payment data, as well as technological challenges to overcome and key considerations to support this business imperative and the buildout of payment networks.

Findings provided in the paper:

Multiprocessor environments are quickly becoming the norm: 62% of merchants surveyed in 2025 prefer working with multiple payment providers to process transactions, compared to 50% in 2023.
Payment data ownership is a growth driver and competitive differentiator for merchants: 71% of merchants with annual revenue exceeding $100 million strongly agree that owning and controlling payment data independently from their processors is a priority for their business.
Technologies that safeguard and enable the seamless flow of payment data in a multiprocessor ecosystem will underpin successful payment orchestration initiatives.

“Payment orchestration is no longer optional for those seeking sustainable growth in digital commerce. It forms the foundation for navigating increasingly complex payment ecosystems while delivering on the ‘payments trifecta,’” said Jordan McKee, Research Director, Fintech, S&P Global Market Intelligence. “Merchants that act now to build secure, flexible and orchestrated payments infrastructure will be best positioned to capitalize on the next wave of commerce innovation¹.”

Bluefin’s portfolio of integrated and vendor-agnostic solutions helps merchants secure sensitive payment, personal, and health data across all channels and geographies, serving 35,000 clients in 60 countries and securing over 2.5 billion pieces of data annually.

Download the paper: https://www.bluefin.com/resources/white-papers/putting-data-security-first-in-payment-orchestration/.

About Bluefin

Bluefin is a global leader in payment and data security, specializing in PCI-validated point-to-point encryption (P2PE) and vaultless tokenization to protect cardholder data, PII, and PHI. Our product suite includes both integrated and vendor-agnostic solutions, enabling enterprises, organizations, and SaaS platforms to secure sensitive data with business flexibility. We work with 300+ partners to serve 35,000 clients in 60 countries, securing over 2.5 billion pieces of data annually. Bluefin is headquartered in Atlanta with offices in Waterford, Ireland and Vienna, Austria, and is a Participating Organization of the PCI Security Standards Council (SSC). For more information, visit www.bluefin.com.

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¹	Source: S&P Global Market Intelligence, 451 Research Payments composability, optimization and resilience are top merchant priorities – Highlights from VotE: Customer Experience & Commerce, 2025