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Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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The current dilemma and the way out of mobile payment in South Africa

The current dilemma and the way out of mobile payment in South Africa

The current dilemma and the way out of mobile payment in South Africa

PRETORIA, GAUTENG , SOUTH AFRICA, July 1, 2021 /EINPresswire.com/ -- PT-Wallet, a longserving operator of Amazon, Mercadolivre, and Aliexpress, seized the historical opportunity presented by the Internet revolution in 2020 with the launch of the first Internet AI intelligent matching system, achieving significant success in the US, UK, Mexico, and Brazil. These days, PT-wallet trumpeted its comprehensive expansion into the mobile payment space, entering the South African market. In this regard, PT-Wallet's CEO John claimed in an interview: South Africa is the most developed country in the entire Africa, we highly value the South African market. However, the existing mobile payment has created a giant obstacle for PT-Wallet, mainly owing to the sluggish payment in South Africa which leads to the current mobile payment could only be performed under the banking system with less real-time performance. Accordingly, it takes 2-3 working days to complete the bulk collection as well as payment for general enterprises, failing to achieve instant transfer, which turns out to be the major barrier in the process of promoting mobile internet programs.

According to relevant reports, despite the lack of a coherent definition of mobile payment, it can be categorized into mobile payment with a wallet (M-PESA) or without a wallet (Google pay and Apple Pay), with the former regarded as a payment method and the latter more of a payment channel. One of the most critical differences between the two classifications is whether or not a user's account system is available, and the payment channel requires at least one payment method to accomplish the payment.
By virtue of the South African Banks Act (Act no. 94 of 1990), the issuance of a mobile money wallet is considered to be an act of deposit taking. Hence, only banks can issue E-Wallets. In other words, either the bank's own E-Wallet business, or the cooperation between the third party and the bank. The diagram is as follows:

Probably for this reason, E-Wallets in South Africa do not catch on. Despite E-Wallet from FNB Bank being deemed an impressive business, there are only 6.4 million users as of the end of June 2019 since its launch in 2009, with only 1 million monthly active users. In most African countries, telecommunications operators have achieved some success in terms of mobile money. However, Vodacom and MTN in South Africa both took this business offline in 2016. Note: MTN went live again at the end of January this year, yet FNB didn't appear to be taking it seriously.

Overall, there are two possible options for operating the mobile payment in South Africa.
1.Apply for a banking license and issue mobile wallet independently. Currently, digital banking is available for application, which is the optimal approach to operate entirely online;
2.Cooperate intensively with a bank, taking advantage of the bank's mobile wallet. In this sense, SnapScan is a typical, and there is reason to believe that Standard Bank endorses its wallet (or directly provide it with a set of wallet, which is not instant money, and this is different from South Africa's WeChat payment).

If South Africa can liberalize some policies on mobile payment in the next 1-2 years, South Africa's mobile Internet will definitely gain new life and vigor.

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