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For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

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Nationwide Survey Finds 85% of Americans Say Rising Wedding Expenses Will Impact Financial Well-Being

ISELIN, N.J., Sept. 12, 2023 (GLOBE NEWSWIRE) -- Provident Bank, a leading New Jersey-based financial institution, has unveiled the results of its 2023 National Wedding Spending Survey. The survey aimed to gain insights into how couples are financially planning for their weddings amidst economic fluctuations, inflation, and other considerations.

53% of respondents state they have spoken or will speak with their bank or financial advisor about financing options for their wedding

The survey was conducted by Pollfish, a market research provider, on behalf of Provident Bank. The findings are based on 1,000 responses.

"The survey provides a unique perspective on how consumers are modifying their wedding budgets and seeking financial solutions in response to the evolving economic landscape,” said Vito Giannola, Executive Vice President, Chief Retail Banking Officer. “Weddings are a significant, and oftentimes costly, milestone and come with various financial considerations. The findings from our survey offer valuable insights for banks as well as customers, as we found that couples are turning to their banks and financial advisors during major financial decision-making moments for suitable options tailored to their needs."

When asked how they anticipate the impact of rising costs associated with weddings, survey respondents expressed concern, with 85% reporting that wedding expenses will impact their overall financial well-being.

A considerable percentage of couples are seeking financial advice to manage their wedding expenses effectively; 53% of respondents stated that they either have spoken or plan to speak with their bank or financial advisor about financing options for their wedding.

Several factors influenced couples' decisions to modify their wedding budgets. The survey asked participants to choose from a list of factors that contributed to their budgetary modification (respondents could choose as many factors as they wished that applied to their situation). Results revealed that 31% cited insufficient personal savings, 35% cited medical or emergency expenses, 17% attributed a change in budget to a recent job loss or financial setback, and 29% reported limited access to loans or credit.

In regard to how they would be paying for their weddings, respondents selected all options that applied: 46% said they would be relying on personal savings, 22% said they would be paying for their wedding by taking out a personal or home equity loan, 21% said they would be paying for their wedding with funds borrowed from a pension and/or 401(k), and 18% said they would be paying for their wedding by crowdfunding.

When asked what changes they made to stay within their budget or save money on their wedding, respondents said they were opting for cost-saving wedding attire, downsizing their guest lists, decorating themselves, using a cash bar, and eloping. Over half of couples reported that they were cutting traditional wedding customs to reduce costs on their wedding celebrations.

The following is a list of additional survey findings:

  • 72% of respondents said their budgets would be under $50,000.
  • Of the respondents who adjusted their wedding budget due to rising costs from inflation and insufficient personal savings funds, they selected all options that applied:
    • 40% are downsizing their guest list.
    • 40% are opting for cost-saving wedding attire.
    • 34% are getting married on a weekday, Sunday, or off-peak time.
  • Of the couples who reported that they would be cutting traditional wedding elements and/or customs to reduce costs on their wedding celebrations, respondents selected all options that applied:
    • 33% are opting out of a honeymoon, 40% are cutting out wedding favors, 49% are opting out of a formal dinner, 34% are opting out of bridal party gifts, and 31% are opting out of printed invitations and/or stationery.

About Provident Bank

Provident Bank, a community-oriented financial institution offering “Commitment you can count on” since 1839, is the wholly owned subsidiary of Provident Financial Services, Inc. (NYSE: PFS), which reported assets of $14.03 billion as of June 30, 2023. With $10.26 billion in deposits, Provident Bank provides a comprehensive suite of financial products and services through its network of branches throughout northern and central New Jersey, as well as Bucks, Lehigh and Northampton counties in Pennsylvania and Nassau and Queens Counties in New York. The Bank also provides fiduciary and wealth management services through its wholly owned subsidiary, Beacon Trust Company, and insurance services through its wholly owned subsidiary, Provident Protection Plus, Inc. For more information about Provident Bank, visit www.provident.bank or join the conversations on Facebook (ProvidentBank) and Twitter (@ProvidentBank).

Media Contact:

Keith Buscio
FVP/Director, Public Relations & Communication
Provident Bank
732-590-9407
Keith.buscio@provident.bank

 


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