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Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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These Are The Most Common Debt Consolidation Myths

When you are trying to get out of debt, it can be hard to know where to start. There are so many options for debt consolidation that it can be challenging to decide which is best for your financial situation. Even worse, the amount of untrue debt consolidation myths out there makes things even more overwhelming. When it comes to debt consolidation, what’s true and what isn’t? Here are the most popular myths we’ve seen and the real truth.

Myth 1: You’ll end up in more debt than before with a consolidation loan

The truth: A consolidation loan can actually help you reduce the total amount of your debt. This is because it combines multiple smaller loans into one larger loan, which means you will have less interest to pay overall. In addition, a consolidation loan can give you more time to pay off your debt and make it easier to manage.

However, there is a caveat to this: You can get into more debt if you don’t stop your old spending habits. If you aren’t careful, a consolidation loan can increase your overall debt burden.

So, while a consolidation loan can help you reduce your debt, it’s important to be smart about it and make sure you still have enough money left over to cover your other costs.

Myth 2: A consolidation loan is only for people with high-interest debt

The truth: Anyone can take out a consolidation loan. In fact, most people who take out a consolidation loan have low or moderate interest rates. This is because the main purpose of a consolidation loan is to reduce the total amount of your debt, not to pay off high-interest debt first.

Therefore, even if you have high-interest debt, a consolidation loan could be a good option for you.

Myth 3: Your credit score will be destroyed if you take a debt consolidation loan

The truth: Many people believe that taking a debt consolidation loan will damage their credit score when the opposite is true. This myth most likely stems from the fact that your credit will have a “hard pull” or “hard inquiry” added to it, which just means that a financial institution requested your full credit report for the purpose of deciding whether or not to lend you money.

While it is true that having multiple hard inquiries will lower your score slightly, the benefits of your consolidation loan will more than cancel this out. This is due to how credit scores are determined: different factors that affect your credit are weighed differently.

A hard pull generally accounts for 10% of your total score. Your Credit Utilization Ratio, however, accounts for around 30% (depending on the reporting bureau). By lowering your utilization with a consolidation loan, you’ll notice a boost in your score that outweighs any damage from the hard pull.

Myth 4: Debt consolidation loans are impossible to get if you have bad credit

The truth: In most cases, you don’t need good credit to get a debt consolidation loan. This is because the main purpose of a debt consolidation loan is to help you reduce your overall debt burden, not to lend money for frivolous spending or to buy appreciating assets.

Therefore, if you have bad credit, it’s not impossible to get a loan – you just need to make sure you qualify for one.

The most important thing is to stay informed about the different debt consolidation options available and choose the best for your situation. Doing so can avoid some common debt consolidation myths and get back on track to getting out of debt.

The bottom line

The reality is that debt consolidation can actually help you reduce your overall debt burden. If done correctly, it can even improve your credit score. And while interest rates may be higher than with individual loans, they’re still much lower than the interest on the original debts, so it’s always worth considering debt consolidation to help you get your finances back on track.

Contact Information:

Name: Michael Bertini
Email: michael.bertini@iquanti.com
Job Title: Consultant

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