About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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What is the Normal Interest Rate for a Motorcycle Loan?

Interest rates have been dominating the news headlines in 2022 as the Federal Reserve Bank attempts to slow the pace of rising inflation. There have been several interest rate hikes, with more expected throughout the coming year. The Fed is trying to drive down consumer costs over time. In the short term, that means the price of a motorcycle loan is going up.

With inflation, the cost of motorcycles could increase too. If you plan to purchase a bike this year, consider buying something used or starting with a lower-end model. As inflation levels off, prices should stabilize, and interest rates will come down again. That’s the time to buy the new bike with all the bells and whistles.

APR and Interest Rates are Not the Same Thing

APR and interest rates are often confused. The difference between APR and interest rate is that APR, which stands for “annual percentage rate,” includes financing charges and fees along with interest rate. Buyers often haggle an APR when it doesn’t match the lender’s advertised interest rate on motorcycle loans. The terms are not interchangeable.

The Federal Reserve Bank determines interest rates, but their rate is not the same as what the buyer will get on a motorcycle purchase. The Fed determines the “Federal Funds Rate,” which is the rate that banks pay when they borrow from other banks. The consumer interest rate on loans and mortgages is always a few percentage points higher.

As the Fed raises interest rates to combat inflation, lenders set their rates to mitigate inflationary risk. Motorcycle loans are typically shorter-term loans, so lenders have less risk. Buyers with good credit today can get an APR as low as 3.99% on a one to three-year loan. The Federal Funds Rate is only 1.75%. The rest is bank mark-ups, finance charges, and fees.

How to Lower Motorcycle Loan Interest Rates

Buyers often feel they have no control over APR and interest rates. Fortunately, that’s not entirely true. You can lower the interest rate on a motorcycle loan by putting up a higher down payment or agreeing to a shorter term. A one-year loan is cheaper than a three or five-year loan. The shorter loan term also lowers the total payout of APR fees.

Another option is to not go through the dealer for financing. Traditional banks and online lenders don’t always have specific loans for motorcycle buyers, but they offer unsecured personal loans to finance your motorcycle purchase. The APR on these loans comes as low as 2.49%, and the buyer can use any excess funds after the purchase to buy accessories.

The Bottom Line

Interest rates are only one variable in determining the price a buyer pays for a motorcycle. Finance charges and fees also influence the annual percentage rate (APR). Dealers charge additional fees on top of that for the “convenience” of dealer financing. Higher down payments can bring that cost down, but so can taking out a personal loan to buy the motorcycle. Consider all of your options carefully before making a purchase decision.

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Contact Information:

Name: Keyonda Goosby
Email: keyonda.goosby@iquanti.com
Job Title: Consultant

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