About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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Patrick McLaughlin

Serena Aburahma

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Peter Fretty - Vice President, Market Leader

Tim Carli - Business Development Manager

Brayden Hudspeth - Sales Development Representative

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Which is Better: Payday Loan or Installment Loan?

If a person needs cash to cover an expense, they may wonder whether they’d be better off with a payday loan or an installment loan. The ideal loan depends on their unique situation. While payday loans are a good option in some cases, installment loans make more sense in others.

Below is a closer look at the difference between payday loans and installment loans so borrowers can choose the best financing solution for their budget and needs.

What is an installment loan?

An installment loan allows a person to borrow a set amount of money upfront. They repay it over time via fixed monthly payments or installments. In most cases, installment loans come with affordable interest rates and no prepayment terms. Since they’ll know exactly how much they’ll owe when they take one out, they’ll be able to budget for their payments with ease.

What is a payday loan?

A payday loan is a short-term, small-dollar loan one can pay off the next time they get paid. The repayment term for payday loans is usually within two to four weeks. It’s called a payday loan because it’s designed to hold them over until their next payday.

Installment loans vs. payday loans

While installment loans and payday loans can help a person pay for expenses, there are several differences between these two products, including:

How much you can borrow

Most installment loan lenders allow the borrower to receive between $1,000 and $50,000. Some even have higher maximum limits and offer up to $100,000 in funding. Payday loans, however, are typically small-amount loans that are a couple of hundred dollars and cap out at $500.

How long you can borrow it for

Borrowers usually have at least several years to pay back an installment loan. The loan terms will depend on the type of installment loan they take out, but they’re often between three and seven years. If they choose a payday loan, on the other hand, they’ll need to repay it in full within two to four weeks.

Interest rate

Compared to payday loans, installment loans have much lower interest rates. Someone may qualify for an interest rate in the single or double digits, depending on their credit. Payday loans offer sky-high interest rates that can make the cost of borrowing money very expensive.

Ability to build credit

As long as they make timely payments, installment loans can help borrowers build credit. Since payday lenders don’t usually report on-time payments to the credit bureaus, they can’t use them to improve their credit. However, payday loans and installment loans can hurt their credit, as most lenders report missed payments.

Loan application

Banks, credit unions, and online lenders offer installment loans. Most lenders will allow potential borrowers to prequalify to check their rates without impacting their credit score. If a person would like a payday loan, they’ll need to find a payday lender specializing in payday loans.

Loan repayment

With an installment loan, borrowers repay what they borrow plus interest and fees in monthly payments or installments. A payday loan will require them to pay back the loan in a few weeks when they get their next paycheck.

Bottom line

If a person is interested in an affordable loan with a more significant amount, an installment loan is likely the way to go. But a payday loan is worth considering if they need a couple hundred dollars to cover a small expense until they get paid next.

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Contact Information:

Name: Michael Bertini
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Job Title: Consultant

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