About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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3 Reasons to Designate Contingent Beneficiaries

Most people who have a life insurance policy understand the role of a beneficiary – that person receives the death benefit if a life insurance policy is in place when the policyholder passes away. Policies typically also allow you to name contingent beneficiaries. Contingent beneficiaries receive the insurance payout if the primary beneficiary has either passed away before they could receive the funds or has refused the payout for any reason. Designating a contingent beneficiary does not reduce the primary beneficiary’s payout or affect it in any way.

While it’s not essential to name a contingent beneficiary, there are many good reasons to do so. Here are three reasons to name a contingent beneficiary for a whole life insurance policy or other life insurance policy:

It can make the transfer of funds smoother 

Not many people think about what would happen if their beneficiary passed on before they did. This may be a difficult thought to entertain but it’s worth considering the outcome – the life insurance payout may have to go through probate court which can take months or years. There’s also no guarantee that the final distribution of the funds will align with the policyholder’s intent. Naming a contingent beneficiary means that the policyholder can decide beforehand who receives the funds if the primary beneficiary passes on unexpectedly.

The primary beneficiary is elderly 

Some policyholders may get permanent life insurance, such as whole life insurance, and choose to designate dependent parents (or other older relatives) as beneficiaries. This could be because the person is supporting their relative. In such a case there is a chance that the older beneficiaries may pass on before the policyholder does. In this case, it makes sense to name a contingent beneficiary to receive the funds instead. The contingent beneficiary can be another relative or even a charity of the policy owner’s choosing.

There’s no downside to designating a contingent beneficiary 

Adding a contingent beneficiary doesn’t change anything for the primary beneficiary. If the primary beneficiary is alive and willing to accept the payout, then the contingent beneficiary receives no part of the death benefit. It’s a best practice to have both primary and contingent beneficiaries to ensure a smooth process. So even though some situations may warrant naming a contingent beneficiary more than others, it’s worth naming one just to be on the safe side.

Source: Northwestern Mutual

Contact: Don Klein, 1-800-323-7033

Contact Information:

Name: Don Klein
Email: donklein@northwesternmutual.com
Job Title: Assistant Director Field & National Grassroots Public Relations

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