About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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HealthEquity Stock: Leading Health Savings Account Investment

health savings account HSA concept with application form,dollar money, stethoscope, bank account on desk.

HealthEquity Inc (NASDAQ: HQY) is one of the nation’s largest providers of health savings accounts (HSA) and consumer-directed benefits (CDB) services. Its platform enables individuals to open, transfer, and conveniently manage HSAs and businesses to administer them seamlessly. They also provide flexible spending accounts (FSAs) and health reimbursement arrangement (HRA) plans.

The company operates in the medical sector and competes with other providers of HSAs, including UnitedHealth Group Inc. (NYSE: UNH), Webster Financial Co. (NYSE: WBS)  and Fidelity National Financial Inc. (NYSE: FNF).

What is a Health Savings Account?

An HSA is a tax-advantaged member-owned account that lets individuals save pre-tax dollars to use for future qualified medical expenses. The funds can be invested tax-free into mutual funds, and they never expire. HSAs are available to individuals with a high-deductible health plan (HDHP). HDHPs usually have catastrophic coverage. Premiums, deductibles, and co-pays can be paid from your HSA. HSA funds don't expire and roll over annually regardless of whether you change employers, health plans, or retire. Many individuals treat HSAs like a 401k plan to invest in tax-free.

HSA funds can be used to pay for some Medicare expenses, including Medicare Part B, Part D, and NYSE: UNH">Medicare Advantage plan premiums, deductibles, co-pays, and co-insurance. However, they can no longer be contributed to once enrolled in Medicare. HSAs can’t be used to pay for Medigap premiums.

What is a Flexible Spending Account?

Pre-tax payroll contributions fund flexible spending accounts (FSAs), which can be used to spend tax-free money on qualified medical expenses. FSAs use traditional health plans, which have lower deductibles and higher premiums. Individuals can select between health insurers offered by the employer. FSAs don't cover premium payments, and funds must be spent annually as they don't roll over and do expire.

FSAs aren't owned by individuals and don't enable the investment of funds. The biggest advantage to an FSA is that the whole balance is accessible on day one, acting like a cash advance from the employer. The employer owns the account, and unused funds are typically returned to the employer at the end of the plan year, subject to the employer's terms.

Health Equity stock chart HQY

HQY Triggers a Daily Bull Flag Breakout Pattern

The daily candlestick chart on HQY depicts a bull flag breakout pattern. The flagpole formed on the parabolic price surge from $62.10 on Dec. 15, 2023, to $84.13 on Feb. 27, 2024. The flag formed after that based on the parallel lower highs and lower lows, reaching a low of $74.75 on May 15, 2024. HQY triggered the bull flag on the breakout bounce through the upper trendline resistance at $80.01, driven by its robust Q1 2024 earnings report. The daily relative strength index (RSI) has coiled at the 68-band. Pullback supports are at $81.98, $80.01, $76.62 and $74.75.

A Solid Fiscal Q1 2025 Earnings Report for HealthEquity

HealthEquity reported a Q1 2025 beat by 15 cents. Net income rose to $28.8 million, up from $4.1 million in the year-ago period. Adjusted EBITDA was $117.4 million, up 36% YoY. Revenues surged 17.7% YoY to $287.6 million, falling short of the $277.91 million consensus estimates. HealthEquity had 9.1 million HSAs, up 13% YoY. Total HSA assets were $27.3 billion, up 22% YoY. The total accounts are split between HSAs and CDBs.

HealthEquity's Upside Guidance

HealthEquity issued upside guidance for fiscal 2025 EPS of $2.93 to $3.10 versus $2.90 consensus analyst estimates. Full-year 2025 revenues are expected to be between $1.16 billion and $1.18 billion versus the consensus estimates of $1.16 billion.

HealthEquity CEO Jon Kessler commented, "Record first quarter HSA sales, greater Enhanced Rates adoption, and timely transition of two of three BenefitWallet tranches made for a great team start to fiscal 2025."

Kessler concluded, "With momentum on both growth and margins, we are raising full-year guidance and pushing forward our platform investments to deliver remarkable experiences, deepen partnerships, and drive member outcomes."

HealthEquity analyst ratings and price targets are on MarketBeat. 

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