About Cabling Installation & Maintenance

Our mission: Bringing practical business and technical intelligence to today's structured cabling professionals

For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

Throughout our annual magazine, weekly email newsletters and 24/7/365 website, Cabling Installation & Maintenance digs into the essential topics our audience focuses on.

  • Design, Installation and Testing: We explain the bottom-up design of cabling systems, from case histories of actual projects to solutions for specific problems or aspects of the design process. We also look at specific installations using a case-history approach to highlight challenging problems, solutions and unique features. Additionally, we examine evolving test-and-measurement technologies and techniques designed to address the standards-governed and practical-use performance requirements of cabling systems.
  • Technology: We evaluate product innovations and technology trends as they impact a particular product class through interviews with manufacturers, installers and users, as well as contributed articles from subject-matter experts.
  • Data Center: Cabling Installation & Maintenance takes an in-depth look at design and installation workmanship issues as well as the unique technology being deployed specifically for data centers.
  • Physical Security: Focusing on the areas in which security and IT—and the infrastructure for both—interlock and overlap, we pay specific attention to Internet Protocol’s influence over the development of security applications.
  • Standards: Tracking the activities of North American and international standards-making organizations, we provide updates on specifications that are in-progress, looking forward to how they will affect cabling-system design and installation. We also produce articles explaining the practical aspects of designing and installing cabling systems in accordance with the specifications of established standards.

Cabling Installation & Maintenance is published by Endeavor Business Media, a division of EndeavorB2B.

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Can Poor Credit Prevent Borrowers From Getting a Loan?

iQuanti: Borrowers with poor credit scores in search of a loan may feel discouraged to the point of not applying, but the reality is there are plenty of loan options out there with less strict requirements. While the process may look slightly different, the primary takeaway is that there are lending options designed to benefit those with poor credit. Here are a few of those options, along with some ways a borrower can boost their approval chances. 

Loan options for borrowers with poor credit

Here are some loans applicants with poor credit can consider:

Payday loans

Payday loans can help borrowers obtain a few hundred dollars to cover expenses between paychecks. Then, borrowers will repay what they owe in two to four weeks. Because these loans have shorter terms, they often come with higher interest and fees.

Many times, payday loans look at factors in addition to a borrower's credit score, like employment history and income. Payday loans for bad credit are great options to secure short-term funding in a pinch. 

Title loans

Title loans are secured loans that allow a borrower to put up their car as collateral to help bolster their chances of approval. Since these loans are secured, they are less risky to lenders. So, borrowers with poor credit can easily get approved. 

If approved for a title loan, the borrower can keep driving their car as they repay what they owe. But borrowers should be aware that failure to repay the loan may result in losing their vehicle.

Pawn shop loans

Similar to a tile loan, a pawn shop loan uses collateral to help ensure that lenders are repaid the borrower's debt. The borrower can provide a valuable item as collateral in exchange for funds, such as jewelry and artwork. If the borrower fails to make payments as they are supposed to, then the pawn shop has the right to keep or sell the collateral to cover the costs of the outstanding loan. 

How to increase loan approval chances with poor credit 

There are a few ways a poor-credit borrower can boost their loan application. The tradeoff is using other qualifying markers to appear as a qualified borrower:

Get a cosigner

A cosigner acts as a safety net for lenders who may be reluctant to approve an applicant with a low credit score. If a cosigner attaches their name to an application, they become directly liable for the loan in the case that the primary holder fails to repay the loan. Because the cosigner is typically someone with a higher income or credit score, lenders may be more comfortable lending to a borrower with poor credit. 

Offer collateral 

Putting up collateral when taking out a loan, such as a title or pawn shop loan, functions similarly to having a cosigner. The collateral is a safety net for the lender to have a fallback in case the borrower doesn't uphold the terms of the loan. If the borrower can't keep up with payments, the lender is able to take the collateral and sell it to cover the balance of the loan. 

The bottom line

Despite the misconception, borrowers with low credit scores do have options when it comes to securing loans. In fact, there are specific lending choices designed to accommodate borrowers that don't have the best credit history. Whichever lending option a borrower decides to go with, they should verify the requirements and likelihood of approval with the lender. 

Those looking for efficient, stress-free funding can rely on Advance America. Advance America offers loan options for borrowers with any credit score, helping to provide funding to those most in need. Visit AdvanceAmerica.net to apply today.

Contact Information:
Keyonda Goosby
Public Relations Specialist
keyonda.goosby@iquanti.com
(201) 633-2125


Original Source: Can Poor Credit Prevent Borrowers From Getting a Loan?
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