Financial services company The Bancorp (NASDAQ: TBBK) will be reporting earnings this Thursday after the bell. Here’s what you need to know.
The Bancorp missed analysts’ revenue expectations by 6.3% last quarter, reporting revenues of $181.2 million, up 45.6% year on year. It was a slower quarter for the company, with a significant miss of analysts’ revenue estimates and a miss of analysts’ EPS estimates.
Is The Bancorp a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, analysts are expecting The Bancorp’s revenue to grow 54.1% year on year to $193.9 million, improving from the 8.8% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $1.33 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. The Bancorp has missed Wall Street’s revenue estimates five times over the last two years.
Looking at The Bancorp’s peers in the regional banks segment, some have already reported their Q3 results, giving us a hint as to what we can expect. Customers Bancorp delivered year-on-year revenue growth of 38.5%, beating analysts’ expectations by 7%, and UMB Financial reported revenues up 67%, topping estimates by 3.6%. Customers Bancorp traded up 7% following the results.
Read our full analysis of Customers Bancorp’s results here and UMB Financial’s results here.
Debates around the economy’s health and the impact of potential tariffs and corporate tax cuts have caused much uncertainty in 2025. While some of the regional banks stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 3.4% on average over the last month. The Bancorp is up 3.8% during the same time and is heading into earnings with an average analyst price target of $76.50 (compared to the current share price of $79.88).
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