I Bond Tourists: “Roll” Funds Into This Elite 8.2% Payer

You and I, my fellow contrarian, are old enough to remember when “I bonds”—US savings bonds designed to protect you from inflation—yielded 9.62%. It was May 2022. Just 14 months ago! Ah, the good ol’ days. Since then, Series I savings bond rates have tumbled to 4.3%. Many readers wrote in with I bond questions earlier this year. The savings vehicles boasted a still sweet 6.89%. But they had two major limitations: I bonds tie up our money for a year. We can only invest $15,000 in them annually. (The annual limit is $10,000 per person, plus an extra $5,000 per year if using a federal tax refund.… Read more