Self Financial, a credit-building platform helping consumers access credit and establish a financial foundation, today announced that founder James Garvey has returned as Chief Executive Officer, effective immediately.

“James founded Self with a clear vision to expand access to credit for millions of Americans,” said Ho Nam, Co-Founder and Managing Director of Altos Ventures and a member of Self’s board of directors. “The board is confident that his leadership and deep understanding of the company’s mission position Self well for its next chapter.”

Garvey founded Self in 2015 after experiencing firsthand the challenges of rebuilding credit. Since then, the company has developed a suite of tools designed to help consumers build credit history and strengthen their financial futures.

“I’m excited to return as CEO and grateful for the contributions over the past several years,” said Garvey. “We’ll stay focused on expanding access to credit while innovating more boldly for our customers. Helping people move forward financially is why Self exists.”

Self’s platform includes products such as the Credit Builder Account, secured and unsecured credit cards and rent reporting services designed to help consumers establish positive credit history. The company also offers Self Cash, a small-dollar cash advance with no interest, no credit check, and no late fees. Self serves more than one million customers across the United States.

Garvey previously served as CEO until 2023 and has remained an active member of the company’s board of directors.

About Self Financial

Self Financial is a pioneering credit building company dedicated to helping people establish credit and a financial foundation. For over a decade, Self has empowered more than 4 million individuals with limited or no credit history with accessible tools to support their finances. Self is the Official Credit Building App of the San Antonio Spurs. Find it at Self.inc, on the Apple App Store (280,000+ reviews and an average 4.9 rating) and on Google Play.

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