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about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
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Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Quarterly Performance Reports
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
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TAV Program
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Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
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Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
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Event Schedule
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Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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Vanguard S&P 500 ETF
(NY:
VOO
)
679.44
-8.29 (-1.21%)
Official Closing Price
Updated: 8:00 PM EDT, May 15, 2026
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S&P 500 vs. Gold: Warren Buffett Said Buy One and Forget the Other
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May 01, 2026
Warren Buffett consistently advised individual investors to own an S&P 500 index fund.
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1 Vanguard ETF to Buy Every Time the Market Dips
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It's a good investment through thick and thin.
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Late to Retirement Planning? 6 Strategies to Help You Catch Up in 2026.
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April 30, 2026
If you're behind the eight ball, acting on some or all of these strategies can put you on sounder financial footing.
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VTI or VOO: Which Vanguard ETF Should You Buy During a Market Sell-Off?
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April 29, 2026
When choosing between the two giant Vanguard ETFs, it really comes down to how you feel about owning smaller companies during a downturn.
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4 Things Every Vanguard S&P 500 ETF Investor Needs to Know
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April 29, 2026
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3 Simple ETFs to Buy With $1,000 and Hold for a Lifetime
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Successful long-term investing doesn't have to be complicated. These three ETFs check all the boxes you'd want to make money for life.
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3 Vanguard ETFs to Buy With $1,000 and Hold for a Lifetime
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April 26, 2026
The market has been volatile in 2026, but if you have years to invest, ride out the volatility with these three ETFs for long-term gains.
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The Mistakes I Keep Seeing ETF Investors Make With "Set It and Forget It" Funds
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Long-term buy-and-hold doesn't mean ignoring your portfolio altogether. Avoid this and other common pitfalls to maximize your portfolio's potential.
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4 Brilliant ETFs to Buy in April and Hold for the Next Decade
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The right investment could help supercharge your savings.
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Analyst IMS Loads Up on AAXJ With a $112.7 Million Buy
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iShares MSCI All Country Asia ex Japan ETF offers diversified exposure to Asian equities, tracking a broad regional index excluding Japan.
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How Geopolitical Tensions Could Impact Your Portfolio This Spring
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April 22, 2026
The war with Iran could have a major lasting impact this spring.
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Trump Just Extended the Iran Ceasefire. Here's What It Means for Investors
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April 21, 2026
Investors got a dose of good news after hours, but concerns about the war could be fading.
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SCHD vs. VOO: Which One Will Make You Richer?
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April 21, 2026
The Schwab U.S. Dividend Equity ETF (SCHD) has been an elite performer in 2026. Is it now the better choice over the S&P 500?
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Iran Tensions Are Heating Up Again. So Why Did the Russell 2000 Just Hit an All-Time High?
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April 20, 2026
Stocks cooled off with the Strait of Hormuz closing, but small-cap stocks were still winners.
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A Beginner-Friendly ETF Portfolio That Requires Almost No Maintenance and Delivers Long-Term Results
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Buy these four ETFs and then let time handle the rest.
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Buy This Index Fund to Beat the S&P 500 in the Next Year, According to Wall Street Analysts
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April 20, 2026
Goldman Sachs expects gold to outperform the U.S. stock market over the next 12 months.
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Could S&P 500 ETFs Alone Fund Your Entire Retirement?
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April 20, 2026
Based on how the S&P 500 has performed over the past several years, it would be easy to think it's all you need in your portfolio. In reality, you probably need more.
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Should You Buy the Vanguard S&P 500 ETF With the Stock Market At a Fresh Record High? The Answer Might Surprise You.
↗
April 19, 2026
Wall Street continues to navigate the complex geopolitical conflict between the U.S. and Iran.
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VOO vs. MGK: Is S&P 500 Stability or Mega-Cap Growth the Better Buy for Investors?
↗
April 18, 2026
Explore how sector focus, volatility, and yield set these two Vanguard ETFs apart for different investment strategies.
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While U.S. and Iran Peace Hangs in the Balance, the S&P 500 Hits New All‑Time High
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April 17, 2026
The market is reaching new highs. If you panic-sold, you're missing out.
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Leveraged ETFs Promise Bigger Returns. Here Is Why Long-Term Investors Should Weigh the Risks First
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April 17, 2026
Bigger returns usually come with bigger risks.
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VOO vs. IWM: 2 Iconic Indexes, 2 Very Different Slices of the U.S. Market
↗
April 17, 2026
Expense ratios, sector tilts, and volatility set these two ETFs apart—see how their differences could impact your portfolio strategy.
Via
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VOO vs. QQQ: Broad Market Stability or Big Tech Gains?
↗
April 17, 2026
Expense ratios, sector concentration, and risk profiles set these two popular ETFs apart for investors weighing growth versus stability.
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Got $5,000? Here Is Why VOO's Iran War Recovery Makes the Case for Long-Term Index Investing Stronger Than Ever
↗
April 16, 2026
This year's war-driven market volatility may be scary for investors. But it provides an excellent argument for a buy-and-hold investing strategy.
Via
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1 ETF and 1 AI Stock I'd Buy If I Were in My 20s
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April 16, 2026
There's a strong case for owning an AI growth stock and balancing your portfolio with an S&P 500 index fund.
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1 Vanguard ETF I'm Telling My Kids to Buy and Hold
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April 16, 2026
Not everyone wants to dig into a company's financials. This fund is for those investors.
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