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home
about us
Investment Approach
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Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Global X DAX Germany ETF
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45.62
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Updated: 4:15 PM EST, Dec 31, 2025
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Market Talk - Wednesday, Feb. 21
↗
February 21, 2024
The minutes of the Federal Open Market Committee (FOMC) meeting held on January 30–31, 2024, revealed a cautious approach to lowering interest rates.
Via
Talk Markets
Canada Is Seeing A Sharp Decline In Inflation
↗
February 21, 2024
Canada's annual inflation rate for January 2024 fell to 2.9%, the lowest since June, from 3.4% the previous month and well below market expectations of 3.3%.
Via
Talk Markets
Topics
Economy
Market Talk - Tuesday, Feb. 20
↗
February 20, 2024
Capital One has announced its plan to acquire Discover Financial Services for $35 billion in an all-stock transaction, which would make it the largest U.S. credit card company by loan volume.
Via
Talk Markets
Topics
Credit Cards
PBOC Cut The Rate On 5-Year Loans
↗
February 20, 2024
The People's Bank of China cut its main five-year lending rate by 25 basis points to 3/95%, beating forecasts for a 15 bps cut.
Via
Talk Markets
Oil Prices Continue To Rise Due To The Situation In The Middle East
↗
February 19, 2024
Geopolitical tensions in the Middle East and OPEC+ efforts to limit oil supply supported oil prices.
Via
Talk Markets
Market Talk - Thursday, Feb. 15
↗
February 15, 2024
S&P Global Ratings predicts that funding conditions in India will likely restrict loan growth for many banks, leading to a potential 200 basis points decrease in credit expansion in the next fiscal...
Via
Talk Markets
Topics
Stocks
Market Talk - Wednesday, Feb. 14
↗
February 14, 2024
Mortgage rates in the US have surged, with the average rate on the 30-year fixed hitting 7.08%.
Via
Talk Markets
Switzerland Is Seeing A Sharp Decline In Inflation
↗
February 14, 2024
The Swiss franc fell to 0.88 per US dollar in February, its lowest in two months, after lower-than-expected inflation data strengthened the case for doves at the Swiss National Bank.
Via
Talk Markets
Topics
Economy
Market Talk - Tuesday, Feb. 13
↗
February 13, 2024
In January 2024, the US inflation rate slowed from 3.4% to 3.1% on a 12-month basis, as reported by the Bureau of Labor Statistics.
Via
Talk Markets
Topics
Economy
Ahead Of The US CPI Report, Investors Are Liquidating Long Positions In Equities
↗
February 13, 2024
Ahead of the monthly US consumer price report, equities were pressured by long-position liquidation.
Via
Talk Markets
Market Talk - Monday, Feb. 12
↗
February 12, 2024
The major Asian stock markets had a negative day today.
Via
Talk Markets
RBNZ Returns To A Hawkish Tone
↗
February 09, 2024
The New Zealand dollar surpassed $0.612, hitting its highest level in a week amid speculation of a possible further interest rate hike amid high inflation and a robust labor market.
Via
Talk Markets
Topics
Economy
U.S. Weekly Fundflows Insight Report: Equity ETFs, Conventional Funds Suffer Net Redemptions For The Fund-Flows Week
↗
February 08, 2024
Investors were net sellers of fund assets (including those of conventional funds and ETFs) for the second week in three, redeeming a net $15.7 billion for the LSEG Lipper fund-flows week ended...
Via
Talk Markets
Topics
ETFs
Market Talk - Thursday, Feb. 8
↗
February 08, 2024
The oil markets had a mixed day today.
Via
Talk Markets
Oil Jumped On Rising Geopolitical Tensions In The Middle East
↗
February 08, 2024
WTI crude futures climbed above $74 a barrel on Thursday and rose for the fourth straight session as renewed tensions in the Middle East further heightened fears of supply disruptions.
Via
Talk Markets
Elliott Wave Analysis Update: SP500 At 5000 And Nasdaq 100 At 18000 Resistances
↗
February 07, 2024
The SP500 appears to be encountering resistance near the 5000 level, while the Nasdaq 100 is facing resistance around the 18000 mark
Via
Talk Markets
Market Talk - Wednesday, Feb. 7
↗
February 07, 2024
Minneapolis Fed President Neel Kashkari has expressed caution about cutting interest rates too quickly, stating that two or three rate cuts would seem appropriate for the year.
Via
Talk Markets
Topics
Economy
Bank Of Canada Will Hold Rates Longer Than The Market Expects
↗
February 07, 2024
Bank of Canada Governor Tiff Macklem said Tuesday that monetary policy needs more time to ease price pressures and warned that the biggest driver of rising prices - housing costs - cannot be tamed by...
Via
Talk Markets
Market Talk - Tuesday, Feb. 6
↗
February 06, 2024
The major European stock markets had a green day today.
Via
Talk Markets
Market Talk - Monday, Feb. 5
↗
February 05, 2024
Mortgage rates in the US have surged back above 7% due to the release of robust economic data.
Via
Talk Markets
Powell Promises That The US Fed Will Move Slower Than The Market Expects
↗
February 05, 2024
In an interview on the
Via
Talk Markets
Topics
Economy
Fearsome Breakouts
↗
February 04, 2024
For a long time now, I’ve been able to shrug off the bull market based on the fact that the very long-term charts, including ratio charts, were topping out. I’m afraid even these long-term charts are...
Via
Talk Markets
Market Talk - Friday, Feb. 2
↗
February 02, 2024
The U.S. labor market saw a significant increase in January 2024, with 353,000 jobs added, surpassing economists’ expectations.
Via
Talk Markets
AMZN And META Give Energy To US Indices
↗
February 02, 2024
Shares of large technology companies are the most influential on Wall Street because they are the largest and have high expectations after soaring much more than the rest of the market last year.
Via
Talk Markets
DAX Near Term Support Area
↗
February 01, 2024
Short Term Elliott Wave view in DAX suggests the rally from 10.23.2023 low is unfolding as a 5 waves impulse. Up from 10.23.2023 low, wave 1 ended at 17003.28. Wave 2 pullback subdivided into a double...
Via
Talk Markets
Market Talk - Thursday, Feb. 1
↗
February 01, 2024
U.S. regional banking shares have seen a significant decline for the second consecutive day.
Via
Talk Markets
Stock Indices Were Pressured By Powell's Comments; German Inflation Retreats
↗
February 01, 2024
German Consumer Price Index for January (EU harmonized) declined to 3.1% y/y from 3.8% y/y in December, better than expectations of 3.2% y/y.
Via
Talk Markets
Topics
Economy
S&P 500 Elliott Wave Insights And Strategies
↗
January 31, 2024
Technology stocks are undergoing an ABC Zigzag correction pattern, influencing indices like the Nasdaq 100, S&P 500, and DAX.
Via
Talk Markets
Topics
Stocks
Market Talk - Wednesday, Jan. 31
↗
January 31, 2024
Via
Talk Markets
Australia Has Seen A Decline In Inflationary Pressures
↗
January 31, 2024
Australian inflation fell to 4.1% y/y in Q4 2023 from 5.4% in Q3, indicating the lowest level since Q4 2021, compared to market expectations of 4.3%.
Via
Talk Markets
Topics
Economy
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