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home
about us
Investment Approach
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
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Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Vanguard Total Stock Market ETF
(NY:
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334.79
+0.71 (+0.21%)
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Updated: 12:49 PM EDT, Oct 31, 2025
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Nvidia Backed Perplexity’s AI-Powered Browser Takes Aim At Google Chrome
July 09, 2025
Perplexity AI’s Comet is an AI-driven browser designed to compete with Google Chrome.
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Nvidia Breaks $4 Trillion Barrier, Tops Apple To Become Most Valuable Company Ever
July 09, 2025
Nvidia’s market capitalization of $4 trillion pushes past Apple’s all-time high closing of $3.91 trillion in December last year.
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Arm Reportedly Clocks 14-Fold Jump In Data Center Clients In Last 4 Years
July 09, 2025
Arm’s data center customers rose fourteenfold since 2021, and the apps operating on the company’s platform increased twofold.
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Apple Reportedly Challenges ESPN For F1 Coverage: Retail’s Skeptical
July 09, 2025
Apple is vying for U.S. Formula 1 broadcast rights, challenging ESPN, following the box office success of its F1 film and expanding its push into live sports through Apple TV+ streaming.
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Starbucks China Bidding Heats Up? Coffee Giant Reportedly Weighs Offers For Controlling Stake
July 09, 2025
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Intel Begins Layoffs In Oregon, Arizona As Part Of Broader Overhaul; Retail Traders Stay Positive As Stock Rallies
July 09, 2025
The layoffs marked the first of the job cuts Intel has planned for the year as it seeks to streamline operations and improve efficiency amid ongoing struggles with strategic missteps.
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Apple Retail Traders Unfazed As Longtime COO Jeff Williams Announces Retirement, Leaving Reins To Insider And ’Brilliant Strategist’ Sabih Khan
July 08, 2025
Williams, by virtue of being a longtime second-in-command at Apple, was once touted as a successor to Cook.
Via
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Ford Says Upcoming EV Battery Plant In Michigan Will Qualify For Production Tax Credits: Report
July 08, 2025
The company said that the $3 billion plant, which is under construction, is slated to employ 1700 workers and is “on track” to qualify for the production tax credit, Reuters reported.
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Robinhood CEO Reportedly Defends OpenAI, SpaceX Tokens – Says Equity Is Not ‘Entirely Relevant’
July 08, 2025
Robinhood CEO Vlad Tenev defended offering stock tokens for OpenAI and SpaceX, saying equity status is secondary to giving retail investors access.
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Government
Investor Used To Believe They Could Beat The Market By Picking Stocks. Now They Ask 'Is Holding Individual Stocks Worth The Stress Anymore?'
July 08, 2025
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Dan Ives Recommends Tesla Board To Take Steps To Keep Musk At The EV Company, But Cathie Wood’s Confidence Is Unshaken
July 08, 2025
Wedbush believes this is "a tipping point in the Tesla story," and ultimately, the Tesla Board needs to act and set the ground rules for Musk going forward around his political ambitions and actions.
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VOO Gets Some Love As Investors Say 'No Thanks' To Magnificent 7 Stocks
July 08, 2025
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Top Apple AI Engineer Joins Meta’s Superintelligence Effort? Retail Shrugs It Off For Now
July 07, 2025
The executive reportedly led a 100-member team at Apple, overseeing the company’s large language models.
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Strategy Taps $4.2B In Preferred Shares To Buy More Bitcoin: Retail’s Exuberant
July 07, 2025
The company said the $4.2 billion ATM stock will be used to expand Bitcoin holdings, support corporate needs, and pay dividends on preferred shares
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Government
World Trade
Trump Advisor Peter Navarro Reportedly Accuses Apple CEO Of Delaying China Exit In “Silicon Valley Soap Opera”
July 07, 2025
White House advisor Peter Navarro criticized Apple CEO Tim Cook for delaying efforts to move iPhone production out of China in an interview with CNBC.
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Tesla Stock Down 6% Pre-Market As Elon Musk Announces New Party After Trump Split
July 07, 2025
Musk announced the formation of the "America Party" on the social media platform X on Saturday.
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Government
Apple Hits Back At EU’s Digital Rules With Legal Challenge
July 07, 2025
The legal challenge arises from an earlier ruling by the European Commission this year, which determined that Apple’s rules obstructed developers from guiding users toward cheaper payment methods...
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Riot Ramps Up Crypto Mining Efficiency, Slashes Power Costs In June: Retail Stays Bullish
July 03, 2025
Riot Platforms posted a 76% annual jump in Bitcoin production, selling 397 BTC in June. Despite monthly declines, hash rate, efficiency, and power credits all posted considerable year-over-year gains.
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AST SpaceMobile Lands $100M Financing Deal, But Retail Stays Skeptical
July 03, 2025
This is the latest step AST SpaceMobile has taken in a series of measures to strengthen its balance sheet this year.
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Tesla Price Target Hiked By Goldman Sachs Despite Q2 Delivery Drop: Analysts Point To ‘Meaningfully Better’ Numbers
July 03, 2025
Goldman Sachs’ new price target represents a 0.2% downside from TSLA’s closing price on Wednesday.
Via
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Artificial Intelligence
Apple’s China iPhone Sales Rebound In Q2, Ending 2-Year Slump
July 03, 2025
Apple’s iPhone sales in China rose 8% in Q2, marking their first increase in two years, aided by promotions and trade-in deals, according to Counterpoint Research.
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Government
Datadog Stock Leaps On S&P 500 Inclusion: Retail Sentiment Flips To Positive As Traders Look To Accumulate Shares
July 03, 2025
Index inclusion generates positive sentiment toward the stock, as investors view it as a validation of the company’s credentials as a stable and growing entity.
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Earnings
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Trump's Tax Blitz Is An ETF Game-Changer—Are You Ready?
July 02, 2025
Major U.S. policy changes slash SNAP and Medicaid while introducing "Trump Accounts" for newborn investors. Explore how ETFs may be impacted across sectors.
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Centene Shares Drop On Stock Downgrade, Price Target Cuts Over Withdrawn 2025 Guidance
July 02, 2025
Centene withdrew its 2025 earnings guidance on Tuesday due to an expected fall in revenue under plans associated with Obamacare.
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HPE Stock Gains After Absorbing Juniper To Build AI‑Native Hybrid Cloud Platform: Retail’s Bullish
July 02, 2025
The acquisition expands HPE’s networking division twofold, equipping the company with a full, contemporary infrastructure, from core silicon to cybersecurity tools.
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Hut 8 Joint Venture Lands Long-Term Capacity Deals For Four Ontario Plants: Retail’s Exuberant
July 02, 2025
Beginning on May 1 next year, the contracts will guarantee steady income for four power stations situated in Iroquois Falls, Kingston, Kapuskasing, and North Bay.
Via
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Economy
Energy
Netflix Reportedly Eyes Live Shows, Star Power, And Music Competitions: Retail Optimism Abounds
July 02, 2025
Netflix is reportedly exploring a partnership with Spotify for music awards shows or a live concert series as part of its push to provide more live streaming.
Via
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Topics
Economy
Apple’s India iPhone Ambitions Hit By Foxconn Staff Recall: Report
July 02, 2025
The recall is expected to disrupt Apple’s local expansion efforts amid growing geopolitical tensions and Beijing’s clampdown on tech exports.
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Supply Chain
World Trade
Tesla Sales Decline 14% In Q2, Falling For The 2nd Consecutive Quarter, But TSLA Stock Surges
July 02, 2025
Tesla does not break down its sales numbers by geography but said that it sold 373,728 Model 3 and Y vehicles and 10,394 units of its more premium offerings, including the Cybertruck.
Via
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Topics
Artificial Intelligence
Tesla’s China-Made EV Sales Break 8-Month Losing Streak In June: Stock Rises Pre-Market
July 02, 2025
However, sales of Tesla’s EVs made at its factory in Shanghai dropped 6.8% YoY in the three months from April to June, marking the third quarter of consistent decline.
Via
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