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home
about us
Investment Approach
Client Service Approach
Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
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Featured Quarterly Newsletter
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UTILITIES SEL
(NY:
XLU
)
46.34
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Updated: 8:00 PM EDT, Apr 2, 2026
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Wall Street Sees Post-Holiday Gains, Oil Rallies, Intel Leads: What's Driving Markets Tuesday?
↗
December 26, 2023
The U.S. stock market saw modest gains in a session characterized by low trading volumes following the Christmas holiday. The S&P 500 Index gained 0.3% during midday trading in New York, eyeing its...
Via
Benzinga
S&P 500, Nasdaq 100 Aim For 8th Week Of Gains As Fed's Inflation Gauge Cools: What's Driving Markets Friday?
↗
December 22, 2023
The S&P 500 and Nasdaq 100 indices are on the verge of achieving an impressive eight consecutive weeks of gains following a more significant decline than expected in the Federal Reserve’s favored...
Via
Benzinga
Topics
Economy
Stocks
Is The Correlation Between Energy And Utilities Broken?
↗
December 21, 2023
A look at the expected correlation with energy prices and utilities performance.
Via
Talk Markets
Fighting Big Oil
↗
December 16, 2023
I currently have three ETF positions: puts on XLU, IWM, and XOP. It’s that last one that I wanted to talk about.
Via
Talk Markets
Topics
ETFs
US Stocks Bounce; Chipmakers, Cruise Lines Lead, Dollar Falls: What's Driving Markets Thursday?
↗
December 21, 2023
On Thursday, Wall Street rebounded into positive territory, following a brief dip experienced on Wednesday. At midday trading New York time, all major stock indices were trading in the green as traders...
Via
Benzinga
Tech Stocks Set New All-Time High, Small Caps On Fire As Wall Street Bulls Run Wild: What's Driving Markets Tuesday?
↗
December 19, 2023
Tuesday, December 19, 2023, stands now as a remarkable day in Wall Street’s history, as the technology stocks of the Nasdaq 100 mark a significant milestone, surging to new highs after a hiatus of 758...
Via
Benzinga
Streamlined Portfolio Strategy: Fewer Baskets, Sharper Focus
↗
December 18, 2023
Instead of having dozens of positions based on individual equities, I’ve changed to a very small number of ETFs. I wanted to walk through those with updated charts.
Via
Talk Markets
Topics
ETFs
What's Next? The Aftermath Of The Fed Pivot
↗
December 18, 2023
The Federal Reserve officially pivoted last week from tighter monetary policy to a more accommodative outlook. Now we've had a few days to see the response, what's next for the market?
Via
Talk Markets
Topics
Economy
US Stocks Extend Year-End Rally, Nasdaq Flirts With Record Highs, Oil Rebounds: What's Driving Markets Monday?
↗
December 18, 2023
Wall Street continues to be optimistic in lead-up to Christmas, with all major indices up. Energy & Communications had biggest gains, Real Estate & Utilities fell most.
Via
Benzinga
Market Recap - Crypto, Indices, Sectors
↗
December 15, 2023
In this video, we're going to do a market recap and cover crypto, indices, sectors, etc.
Via
Talk Markets
Irrational FOMC Exuberance
↗
December 15, 2023
High impact moves in a low VIX continue.
Via
Talk Markets
Santa Rally Boosts Real Estate Stocks: 5 ETF Picks To Ride The Fed Rate Cut Wave
↗
December 14, 2023
Federal Reserve Chair Jerome Powell signals possible rate cuts in 2024, sending real estate stocks soaring to outperform all other sectors in the S&P 500.
Via
Benzinga
Topics
ETFs
Economy
Stocks
US Stocks Eye 7-Day Winning Streak As Mortgage Rates Fall Below 7%, Yields Tumble: What's Driving Markets Thursday?
↗
December 14, 2023
It’s shaping up to be a positive Thursday on Wall Street, with risk sentiment remaining robust after the Federal Reserve effectively opened the door to rate cuts in 2024.
Via
Benzinga
Topics
Economy
The most upgraded utility stocks, and why it matters
December 14, 2023
Utility stocks and the utility sector stand to provide significant returns in 2024 that include upward price movement and dividend growth.
Via
MarketBeat
Topics
Energy
Stocks Hold Steady, Yields Decline As Fed Meeting Looms: What's Driving Markets Wednesday?
↗
December 13, 2023
Midway through the trading day on Wall Street, calm reigns supreme as investors eagerly await the Federal Reserve’s decision on interest rates.
Via
Benzinga
Topics
Economy
The Bludgeoning Of The Bears Continues
↗
December 12, 2023
The bludgeoning of the bears continues in 2023. The awfulness began on March 13 when BTFP started and it hasn't stopped since.
Via
Talk Markets
Tech, Consumer Discretionary Are Top Equity Sectors In 2023
↗
December 12, 2023
Key drivers of the strong performance for the US stock market this year are technology and consumer discretionary sectors, based on a set of ETF proxies through Monday’s close, Dec. 11.
Via
Talk Markets
Topics
ETFs
Wall Street Revels In Gains As AI, Tech Titans Surge; Dollar Plunges Against Yen: What's Driving Markets Thursday?
↗
December 07, 2023
Wall Street was enjoying a bullish Thursday afternoon, propelled by AI stocks and tech giants, as investors grew increasingly optimistic about the disruptive technology.
Via
Benzinga
Topics
Artificial Intelligence
NDX To Lead ES Again Or Not
↗
December 07, 2023
S&P 500 disappointed the bulls on a daily basis, and the overall performance esp. NDX, XLC, XLF, XLI and XLU casts short-term doubts over the island continuation theme – i.e. over the tight range...
Via
Talk Markets
Topics
Stocks
Stocks Stall While Gold, Treasuries Rise; Oil Puts Pressure On Energy Stocks: What's Driving Markets Wednesday?
↗
December 06, 2023
Major large-cap stock indices hovered around parity during early afternoon trading in New York, in a rather subdued trading session on Wall Street.
Via
Benzinga
The Surviving Seven
↗
December 02, 2023
In recent weeks, it has become hazardous almost to the point of foolhardiness to take a bearish position on anything. In my own case, I scaled back my positions dramatically to a mere seven.
Via
Talk Markets
Chilling 2024 S&P 500 Outlook: Why JPMorgan Analysts Project Nightmare Scenario For Stocks
↗
November 30, 2023
JP Morgan is bearish on the US stock market in 2024, predicting an 8% drop. They point to rich valuations, aging cycle, restrictive monetary policy, geopolitical risks, and rising debt costs as factors...
Via
Benzinga
Topics
Stocks
Thoughts For Thursday: No Pre-Santa Rally Correction In Sight But No Rally Either
↗
November 30, 2023
Talk of a pre-Santa Claus rally, market correction have yet to materialize but the same can be said of the rally itself. Yesterday, the stock market remained in same static mode.
Via
Talk Markets
ETFs In Focus As Buffett's Cash Surge Indicates A Likely Recession
↗
November 29, 2023
According to Steve Hanke, Berkshire Hathaway’s increasing cash reserves indicate the possibility that ‘The Oracle of Oklahoma’ is bracing for a projected economic downturn or even a recession, waiting...
Via
Talk Markets
Topics
ETFs
Economy
Stocks Drift Higher On Stronger GDP Data, Oil Rebounds As OPEC+ Mulls Cuts: What's Driving Markets Wednesday?
↗
November 29, 2023
Stocks are experiencing their 16th green session out of the 20 so far in November, with the S&P 500 index reaching its highest level since early August, and the Nasdaq 100 just 4.4% below its all-time...
Via
Benzinga
Exploring The Sinewave: Unveiling Rhythms In Financial Instruments
↗
November 28, 2023
I’m becoming increasingly intrigued by the financial instruments that seem to conform to some kind of steady rhythm, and it turns out that my favorite ETF, the utility, has an intriguing relationship...
Via
Talk Markets
Topics
ETFs
Stock And Sector Checklist To End November (And Enter December 2023)
↗
November 28, 2023
We're quickly coming to the end of 2023 and getting ready to start a fresh new year that's a month away.
Via
Talk Markets
US Stocks Rebound As Treasury Yields, Dollar Fall On Dovish Fed Remarks, Gold Hits $2,040: What's Driving Markets Tuesday?
↗
November 28, 2023
U.S. stocks experienced a welcome resurgence on Tuesday, buoyed by the latest comments from Federal Reserve officials.
Via
Benzinga
Topics
Economy
You Can't Control Utilities, but Here's What You Can Do About Them
↗
November 27, 2023
There are ways to both reduce what you send to your utility company and to get something back as an investor in the sector.
Via
The Motley Fool
Utilities Forever
↗
November 24, 2023
My favorite pattern remains the diamond found by way of the Dow Utilities. It’s a slower mover, but I think ultimately, it’s going to unravel quite nicely.
Via
Talk Markets
Topics
Stocks
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