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home
about us
Investment Approach
Client Service Approach
Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
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UTILITIES SEL
(NY:
XLU
)
46.34
+0.23 (+0.50%)
Official Closing Price
Updated: 8:00 PM EDT, Apr 2, 2026
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Analyzing Critical Resistance Levels In 21 ETFs
↗
October 11, 2023
In this video, Tim Knight examines 21 ETFs, sharing his most recent insights on each.
Via
Talk Markets
Topics
ETFs
Market Relief Rally: Analyzing Key Resistance Levels In 21 ETFs
↗
October 10, 2023
The past few days have provided much-needed relief rally to the market as a whole. Across a wide span of financial assets, a quick and powerful upsurge has sprung prices from the depths toward what I...
Via
Talk Markets
Multiple Buy Signals…
↗
October 09, 2023
In this week’s Dirty Dozen we look at a combination of multiple buy signals in stocks in conjunction with both bonds and USD bumping up against critical technical levels, indicating a high chance for...
Via
Talk Markets
Topics
Bonds
Markets Go Haywire As US Payrolls Defy Gravity: 30-Year Yields Soar To 5%, Dollar Rallies, Equities Tumble
↗
October 06, 2023
Via
Benzinga
XLU: Lifetime Support
↗
October 02, 2023
The Dow Utilities is approaching lifetime support.
Via
Talk Markets
Topics
Stocks
Successful Long Trade
↗
October 01, 2023
I did a very un-Tim thing: a buy, and bullish, no less!
Via
Talk Markets
Bond Markets Remain Under Stress
↗
October 06, 2023
The bond market's current fall is now greater than that recorded by the equity market during the last financial crisis in 2008.
Via
Talk Markets
Topics
Bonds
Profit-Taking In LQD And XLU Positions: Assessing The Situation
↗
October 05, 2023
I feel good about LQD, but the jury is still out on XLU. Since I partly blew the puts so bad, I’m wondering if I’m in the midst of blowing the calls as well.
Via
Talk Markets
Rising Bond Yields Fuel Surge in Tech and Growth Stocks
October 05, 2023
Amid rising bond yields, investors shift from dividend stocks to tech and consumer sectors, driven by earnings potential and shifting risk perceptions.
Via
MarketBeat
Topics
Bonds
Wednesday Wrap-up: A Recap Of The Day's Highlights
↗
October 04, 2023
In this video, Tim Knight takes a quick view of the stock market.
Via
Talk Markets
Gold Down $100? This Really Shouldn’t Be A Surprise
↗
October 04, 2023
It’s been a tough couple of weeks. Everything’s down. Stocks are down, bonds are down, heck, even gold is down over $100.
Via
Talk Markets
Topics
Bonds
Yield Curve Inversion May Not Predict Recession, But Analyst Says Too Early To Declare 'All Clear' On Downturn
↗
October 04, 2023
Via
Benzinga
Topics
Economy
Something Breaking In The Markets – Still In The Zone & Getting Closer
↗
October 04, 2023
Bonds have collapsed like we have seen only a few times in 100 years. That means long-term interest rates have risen.
Via
Talk Markets
Reflecting On Utilities
↗
October 04, 2023
What has taken place with the Dow 15 Utilities over just the past twenty days has been nothing short of extraordinary. It would be worthwhile to examine what has taken place with this instrument and...
Via
Talk Markets
Topics
Stocks
The 30-Year Rate Nears 5%
↗
October 03, 2023
Well, rates continue to increase following a hotter-than-expected and very volatile JOLTS data point. Now, rates are at a point where the economy will start to slow, and financial conditions are...
Via
Talk Markets
Topics
Economy
Juicy Jobs Data Slams Stocks, Sparks Bond Bloodbath & VIXplosion
↗
October 03, 2023
Crypto was lower, gold and the dollar were only marginally changed. VIX topped 20, and Treasury yields all soared to multi-decade highs.
Via
Talk Markets
Conquer Your “FUD” Now, Because A Rally Should Come Later
↗
October 03, 2023
If history is on our side, a Q4 market rally may be in store for investors. The S&P 500 gained an average of 5% during the fourth quarter of all years since 1990, rising in price 82% of the time.
Via
Talk Markets
Topics
Stocks
Bonds, Bullion, & Black Gold Battered As Hawkish FedSpeak & Inflation Fears Lift The Dollar
↗
October 02, 2023
Rate-change expectations shifted hawkishly today, after drifting dovishly for the last week, on the heels of the Manufacturing PMI's report which showed the rate of inflation quickened to the sharpest...
Via
Talk Markets
Topics
Economy
Rates Continue To Move Higher
↗
October 02, 2023
Stocks finished the day lower as rates pushed higher again and spreads widened.
Via
Talk Markets
Bond Blowout Spills Over...What's Next?
↗
October 02, 2023
Treasury bonds sold as yields reach new multi-year highs across the curve. Interest rate-sensitive sectors sold off hard today in response.
Via
Talk Markets
Topics
Bonds
Ranked: The Most Carbon-Intensive Sectors In The World
↗
October 02, 2023
Utilities is the most carbon-intensive sector in the world, emitting a staggering 2,634 tonnes of CO2 per $1 million of revenue.
Via
Talk Markets
Stocks Tumble, Tech Stands Firm, Treasuries Enter Turmoil As Jerome Powell Speaks: What's Driving Markets Monday?
↗
October 02, 2023
October kicked off with a familiar refrain, echoing the turbulence that characterized September. Once again, the persistent surge in Treasury yields takes center stage, creating an atmosphere of...
Via
Benzinga
Topics
Economy
Machine Learning Stock Sector Risk Vs. Classical Risk Sector Measures
↗
October 02, 2023
Rapid development and implementation of AI algorithms in the investing area required reconsidering the concept of risk.
Via
Talk Markets
Topics
Artificial Intelligence
Delightful Dozen
↗
September 29, 2023
In this video, Tim Knight reviews the action in 12 major ETFs
Via
Talk Markets
Topics
ETFs
Diamond Pattern In Utilities
↗
September 28, 2023
I am inclined to apologize for my persistent navel-gazing about my XLU trade, but it merits examination, and there are lessons to be learned.
Via
Talk Markets
Hot Takes On The Index
↗
September 28, 2023
In this video, Tim Knight takes a quick view of the stock market.
Via
Talk Markets
IBM, Utilities And This Treasury ETF: CNBC's 'Final Trades'
↗
September 27, 2023
On CNBC’s "Halftime Report Final Trades," Liz Young of BNY Mellon Investment Management named Utilities Select Sector SPDR Fund (NYSE: XLU)
Via
Benzinga
The Fall-Out After The Fed Continues With Weaker Stocks And Higher Yields
↗
September 26, 2023
We're still seeing fall-out continue to send equities lower and yields higher, along with bonds tumbling lower after last week's big Fed Meeting and announcement.
Via
Talk Markets
Topics
Bonds
Economy
You Don't Have to Pick a Winner in Utilities. Here's Why.
↗
September 26, 2023
When you want exposure to an industry but don't want the headaches and unique risks of buying individual stocks, a sector-level ETF may be a great way to invest.
Via
The Motley Fool
Topics
ETFs
Weekly Market Pulse: Higher For Longer
↗
September 25, 2023
Higher for longer is what the Fed intend to do with interest rates and investors finally decided to believe them last week.
Via
Talk Markets
Topics
Economy
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