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home
about us
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Firm ADV PDFs
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
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Event Schedule
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Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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Nasdaq And S&P 500 Slump Continues, Oil Hits Year Highs
↗
September 27, 2023
Rising bond yields are the main story driving financial markets, with the S&P 500 and Nasdaq continuing to fall.
Via
Talk Markets
Topics
Bonds
Stocks
IBM, Utilities And This Treasury ETF: CNBC's 'Final Trades'
↗
September 27, 2023
On CNBC’s "Halftime Report Final Trades," Liz Young of BNY Mellon Investment Management named Utilities Select Sector SPDR Fund (NYSE: XLU)
Via
Benzinga
Treasury Market Plays Catch-Up With Higher-For-Longer Risk
↗
September 22, 2023
The collective wisdom of the bond market for much of this year has been betting that interest rates would soon peak and fall.
Via
Talk Markets
Topics
Bonds
The Stock Market Bet Wrong On Fed Rate Cuts
↗
September 20, 2023
Stocks finished lower for the day, following more hawkish-than-expected projections from the Fed for 2024 and 2025.
Via
Talk Markets
Topics
Economy
Fed Pauses Rates, But Nasdaq Fell On Fears That Interest Rates Will Still Rise
↗
September 20, 2023
Nasdaq fell sharply on news that while the Fed will pause rates for now, higher rates are possible.
Via
Talk Markets
Topics
Economy
Fed Stands Pat – Stocks Should Rally
↗
September 20, 2023
It’s Fed Day and an uneventful one at that. Interest rates will not be going up today.
Via
Talk Markets
Topics
Economy
Fed to Hike 1/4% – Equilibrium Remains – Bears Still Embarrassingly Wrong
↗
July 26, 2023
Jay Powell and his friends on the FOMC are going to hike interest rates by 1/4% today at 2 pm.
Via
Talk Markets
Has The Fed’s Rate-Hiking Cycle Peaked?
↗
July 14, 2023
This week’s news on consumer inflation supports the case for expecting that the Federal Reserve’s interest rate hikes are approaching the end game.
Via
Talk Markets
Speculator Extremes: Cocoa, Bitcoin, EAFE & Corn Lead Bullish & Bearish Positions
↗
September 17, 2023
This week's Extreme Positions report highlights the Most Bullish and Most Bearish Positions for the speculator category. Extreme positioning in these markets can foreshadow strong moves in the...
Via
Talk Markets
Markets Still Expect No Fed Rate Hike After Hot Inflation Report
↗
September 14, 2023
US consumer inflation rose more than expected in August, but the surprise jump hasn’t persuaded markets to abandon expectations that the Federal Reserve will leave interest rates unchanged at next...
Via
Talk Markets
Topics
Economy
Cash Is King: 5 Bond ETFs Unlocking Attractive Returns In A 5% Rate World
↗
September 07, 2023
Benzinga's guide to 5 Bond ETFs: Capture returns but also act as a protective shield against potential downturns in the stock market.
Via
Benzinga
Topics
ETFs
Fed Scrambles To Revise 2023 Projections As US Economy Surges Beyond Expectations
↗
September 06, 2023
Via
Benzinga
Topics
Economy
Weekly Market Pulse: Is The Correction Over?
↗
August 21, 2023
Put/call ratios have risen with the equity only ratio rising above 1 last week, a level usually associated with the bottom of corrections.
Via
Talk Markets
Speculator Extremes: VIX, Cocoa, GBP, US Bonds Lead Bullish & Bearish Positions
↗
August 20, 2023
This weekly Extreme Positions report highlights the Most Bullish and Most Bearish positions for the speculator category. Extreme positioning in these markets can foreshadow strong moves in the...
Via
Talk Markets
Topics
Stocks
Yields Roar To New Highs
↗
August 19, 2023
US yields pushed to their cycle highs during the past week, with 2-year and 10-year Treasury notes breaching prior support levels at 5% and 4.25%, respectively.
Via
Talk Markets
Has Treasury Market Misjudged Timing For Peak Rates… Again?
↗
August 16, 2023
For much of the year, the bond market has been embracing expectations that the Federal Reserve’s interest rate increases have peaked, or were about to peak.
Via
Talk Markets
Topics
Bonds
Economy
Is The S&P 500 Heading Back To 4,100?
↗
August 05, 2023
The S&P500 has risen sharply over the past few weeks, but now that earnings season is over and rates and the dollar are rising, financial conditions appear to be tightening, which is not bullish...
Via
Talk Markets
Historic Low In Market Hedging Costs: 'Sensible' Moment For Long-Dated S&P 500 Puts, Say Experts
↗
July 28, 2023
Via
Benzinga
Weekly Market Pulse: Recession 2025?
↗
July 10, 2023
Why aren’t we in recession yet? That’s a question that has been asked often over the last year but with no real satisfying answer.
Via
Talk Markets
Nasdaq Hits A Ceiling As Rising Yields Unnerve Investors
↗
July 06, 2023
Concerns over rising interest rates have dampened risk appetite, hurting the Nasdaq outlook in the short-term outlook.
Via
Talk Markets
U.S. Weekly FundFlows: Equity ETFs Attract Net Inflows While Conventional Equity Funds Suffer Redemptions
↗
June 30, 2023
Investors were net sellers of fund assets (including those of conventional funds and ETFs) for the second consecutive week, redeeming a net $2.2 billion.
Via
Talk Markets
Traders Unwind Fed Rate Cut Bets This Year After Powell's Hawkish Stance
↗
June 27, 2023
Via
Benzinga
Weekly Market Pulse: Correction?
↗
June 26, 2023
It appears we have started the third correction in stocks since the bottom in October of last year.
Via
Talk Markets
Battle To Tame Inflation Has “Long Way To Go”, Says Fed Chief
↗
June 22, 2023
The Federal Reserve paused rate hikes at last week’s policy meeting, but Fed Chairman Jerome Powell told the House Financial Services Committee on Wednesday that more increases were likely.
Via
Talk Markets
Surging UK Inflation Signals To Fed Watchers That Battle Against Price Hikes Isn't Over: UK Bond Yields Soar To 15-Year Highs
↗
June 21, 2023
Via
Benzinga
Treasury Yields Rise As UK Inflation Comes In Higher Than Expected, Market Awaits Powell Testimony
↗
June 21, 2023
Via
Benzinga
El Erian Believes Powell's Message To Markets Was 'Confused And Confusing' — Says Fed's 'Strategic Anchoring' Unclear
↗
June 21, 2023
Via
Benzinga
This Macro Expert Explains Why Banking Turmoil May Be Far From Over — 'Monetary Policy Is Likely To Remain Tight...'
↗
June 20, 2023
Via
Benzinga
Fed Pause Aside, Global Bond Sell-Off Ahead Of Powell Testimony Put Pressure On Treasuries: Are Rate Hikes Done Finally?
↗
June 20, 2023
Via
Benzinga
Ross Gerber Explains Thursday's Rally — 'Market Is Saying No Recession...'
↗
June 15, 2023
Via
Benzinga
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