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home
about us
Investment Approach
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Market Analysis Summary
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Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
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UTILITIES SEL
(NY:
XLU
)
46.34
+0.23 (+0.50%)
Official Closing Price
Updated: 8:00 PM EDT, Apr 2, 2026
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Your Sector Check-Up And Targets To Start December
↗
December 06, 2022
A look at the nine major sectors (ETFs) and pinpoint the strongest and weakest in play.
Via
Talk Markets
Mapped: Global Energy Prices, By Country In 2022
↗
December 04, 2022
For some countries, energy prices hit historic levels in 2022. Gasoline, electricity, and natural gas prices skyrocketed as Russia’s invasion of Ukraine ruptured global energy supply chains.
Via
Talk Markets
Labor Market Stress To Impact U.S. Sectors
↗
December 02, 2022
Although the U.S. labor market remains strong, cracks are starting to show with the number of news stories mentioning the term “layoffs” exceeding 2020 levels.
Via
Talk Markets
Sunday Indexes Review
↗
November 27, 2022
One cannot look at the Dow 30 chart and talk about how cheap stocks are. But it's the outlier. Most other charts are indicating that this is as cheap as things are going to get.
Via
Talk Markets
ETFs To Benefit From Dovish Fed Signals
↗
November 26, 2022
Rate-sensitive sectors such as utilities and real estate will be the biggest beneficiaries, given their sensitivity to interest rates, while gold, emerging markets, and high-yield spaces will also see...
Via
Talk Markets
Utilities Opportunity
↗
November 07, 2022
The empty chasm between present price levels and that lower support trendline is an opportunity.
Via
Talk Markets
Utilities And The Line
↗
October 18, 2022
The Dow Utilities ETF XLU had an amazing 20%+ drop in a single month, but it has been bouncing lately.
Via
Talk Markets
When Will Reality Meet The Markets?
↗
November 25, 2022
Is Santa's rally coming?
Via
Talk Markets
A Stalwart Delivers
↗
November 22, 2022
Since August, volatility has risen for all S&P 500 sectors, with Consumer Discretionary and Energy maintaining their status as the most volatile sectors.
Via
Talk Markets
Leading And Lagging Sectors For November 18, 2022
↗
November 18, 2022
Gainers Symbol Name Price Change ($) Change (%) Volume
Via
Benzinga
Stocks Drop On November 17 As The Dollar Moves Higher
↗
November 17, 2022
Stocks dropped as the dollar pushed higher ahead of options expiration.
Via
Talk Markets
The (Alarm) Bells Are Ringing For Me And My Gal
↗
November 15, 2022
It is entirely reasonable with persistent inflation at current levels for S&P 500 earnings to come down to levels far lower than currently projected.
Via
Talk Markets
Utilities Earnings Mixed In Q3: ETFs In Focus
↗
November 13, 2022
The utilities sector has come up with mostly decent results this earnings season. 96.4% of S&P companies in the sector have reported. About 63% beat on bottom line and 92.6% surpassed the top line...
Via
Talk Markets
Mid-Terms, Magic Kingdoms And Middling Markets
↗
November 09, 2022
With all of the uncertainty and news, the mid-term might be an adequate way to define the current stage of the bear market which may only be halfway to its lows.
Via
Talk Markets
3 High Yields The Institutions Are Buying
November 08, 2022
The institutions are buying into these three high-yielding dividend growth stocks and they each have independent attractions to help support their prices.
Via
MarketBeat
Topics
Derivatives
Visualizing S&P 500 Performance In 2022, By Sector
↗
November 01, 2022
Tracking indexes over the course of a year reveals a lot about market trends and sentiment. The S&P 500’s performance over the course of 2022 is a great example.
Via
Talk Markets
Which Stocks Are Most Likely to Thrive in a Recession? Here's What History Shows
↗
October 23, 2022
Recession-proof stocks must offer something that makes investors want to buy them even when the economy is tanking.
Via
The Motley Fool
Why The Next (Likely) Global Recession May Be Different Type Of Bear All Along
↗
October 21, 2022
While it’s helpful to look back at past bear markets for guidance, it’s also important to remember that the current market conditions are not the same as they were in 1999 or 2007.
Via
Talk Markets
Sectors Dislocations Between Europe And The U.S.
↗
October 20, 2022
US Banks have dropped around 1% in the past 10 days while European Banks have managed to gain around 2.5%.
Via
Talk Markets
Leading And Lagging Sectors For October 12, 2022
↗
October 12, 2022
Gainers Symbol Name Price Change ($) Change (%) Volume
Via
Benzinga
Markets Begging Feds For A Redo
↗
October 10, 2022
With the escalation of the conflict in Ukraine, it's no wonder defense stocks rallied on Monday. The surprise was the drop in gold as a supposed inflation hedge.
Via
Talk Markets
Energy Surges Without The S&P
↗
October 10, 2022
Compared to the S&P 500’s modest gains on the week, Energy’s outperformance has little precedence prior to the pandemic.
Via
Talk Markets
Shots Fired - Are New Lows On Deck?
↗
October 07, 2022
Bonds on the edge of abyss.
Via
Talk Markets
These 2 High Yielders Could Benefit From An Energy Rally As OPEC+ Cuts Oil Production
↗
October 07, 2022
The SPDR Select Sector Fund Utilities (ARCA: XLU) is down roughly 10% year-to-date and only invests in utility companies that are included in the S&P 500. With gas futures surging after OPEC+ decided...
Via
Benzinga
Are Your Ready For The Friday Jobs Report?
↗
October 06, 2022
Friday gives us the big Non-Farm Payrolls or monthly
Via
Talk Markets
Not Much At Surface Level, More To See Underneath
↗
October 06, 2022
Looking at the DJIA components, we note the underperformance of banks with JPM and GS losing respectively 1.2% and 1.9%.
Via
Talk Markets
Stocks Are In La La Land… Just Like They Were Right Before Lehman
↗
October 06, 2022
The current rally in stocks is on borrowed time. Enjoy it while it lasts.
Via
Talk Markets
Hope For Fed Pivot Helps Stocks Despite Data
↗
October 03, 2022
ISM Manufacturing New Orders slipped into contraction and Apple expects App Store purchases to decline. What's about to lead the way in the short-term recovery?
Via
Talk Markets
Weekly Market Pulse: Peak Pessimism?
↗
October 03, 2022
YTD, the S&P 500 is now down 24% while bonds have their own double-digit losses.
Via
Talk Markets
The Market Is Gripped By A Bear
↗
October 02, 2022
We all know that the market is very oversold and that sentiment is at a gloomy extreme. There isn't any doubt that the market is gripped by a bear. The only doubt is about whether the rallies can be...
Via
Talk Markets
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