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home
about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Back Dated Performance Reports
Quarterly Performance Reports
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TAV Program
Services, Fees and Compensation
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Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
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Event Schedule
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Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
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Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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Macro Briefing - Wednesday, March 5
March 05, 2025
Consumers should expect higher prices on a range of goods as early as the end of this week due to Trump’s tariffs.
Via
Talk Markets
Topics
Bonds
Government
Stocks / Equities
Financial Markets Report For Tuesday, March 4
March 04, 2025
In this video, Ira Epstein reviews the activity in the Financial Markets after the day that just ended, Tuesday, March 4.
Via
Talk Markets
Topics
Commodities
Cryptocurrencies
Currencies/Forex
Turbulent Tuesday Sends The Market On A Wild Ride
March 04, 2025
Tariffs are on, tariffs are off—does anyone even know what’s happening anymore? It’s completely confusing and honestly impossible to keep up with.
Via
Talk Markets
Topics
Stocks / Equities
World Trade
Ratio Chart Of U.S. Dollar Index Against 10Y U.S. Notes Is Pointing Much Lower
March 04, 2025
DXY/ZN Ratio Chart (USDollar Index against 10Y US Notes) Is Pointing Much Lower, which can keep USDollar under bearish pressure from technical and Elliott wave perspective.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Important Changes In Trend In The Bond And Stock Markets
March 04, 2025
With the Administration’s latest geopolitical and economic moves, there’s been a little excitement over at the stock market.
Via
Talk Markets
Topics
Bonds
Stocks / Equities
7Y Auction Stops Through Despite Muted Foreign Demand
February 26, 2025
Overall, this was yet another solid auction and one which comes as yields continue to tumble.
Via
Talk Markets
Topics
Bonds
Selling Every Rip Or What
February 23, 2025
The more south yields turn, the more trouble for the US Dollar.
Via
Talk Markets
Topics
Stocks / Equities
No Bidders, No Safety Net: Is Fed's Liquidity Lifeline Drying Up? Plus, ETFs To Watch
March 04, 2025
If yields keep dropping, bond prices will rise. And if liquidity crunch fears escalate, defensive sectors could shine.
Via
Benzinga
Topics
Bonds
ETFs
Economy
Financial Markets Report For Monday, March 3
March 03, 2025
In this video, Ira Epstein reviews the activity in the Financial Markets after the day that just ended, Monday, March 3.
Via
Talk Markets
Topics
Commodities
Cryptocurrencies
Currencies/Forex
S&P 500 Hits A Critical Level
March 03, 2025
The S&P 500 is very close to hitting a significant level of technical support.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Stocks
No Tariffs Required
March 03, 2025
There is no doubt that the market doesn’t like tariffs; stocks sell off every time Trump announces a new round, but so far, the effect hasn’t lingered.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Government
Amidst Elevated Valuations, Macro/Policy Uncertainty, Relief Rally Possible In Equities
March 03, 2025
The S&P 500 trades at elevated multiples. Earnings expectations for this year and next are very high. Enter macro uncertainty surrounding the fiscal/tariff policy of the Trump administration.
Via
Talk Markets
Topics
Bonds
Government
Stocks
Why 10-Year Yields Are Easing – And What It Means For Stocks
March 02, 2025
A little over a month ago as Donald Trump was about to take office as President, the 10-year Treasury note yield hit 4.80%. Almost every economist was writing that the 10-year would hit 5% due to...
Via
Talk Markets
Topics
Bonds
Economy
Government
Recession Fears May Be Overblown, This Week’s Data Could Prove It
March 02, 2025
Investors are growing anxious about a rapid slowdown in the U.S. economy, but this week’s data may tell a different story.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Economy
Peek Into The Future Thru Futures, Hedge Fund Positions - March 2
March 02, 2025
Since September last year, 23 – or thereabouts – has posed difficulty for volatility bulls, and this trend prevailed this week as well. VIX for now is probably headed lower.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Stocks
Wild Swings And Dark Signals In An Edgy Market
February 28, 2025
We’re not at the bottom at all - there’s plenty of volatility ahead.
Via
Talk Markets
Topics
Bonds
Futures
Stocks / Equities
Economic Slowdown Concerns Top Inflation Worries For Bonds
February 28, 2025
Sticky inflation risk is still a threat for the bond market, but concern that the US economy is slowing has become the main factor driving Treasury yields lower recently.
Via
Talk Markets
Topics
Bonds
Economy
The Stock Markets Cracks Are Growing As Nvidia Craters Post Earnings
February 27, 2025
Stocks fell sharply, with the S&P 500 leading the decline, finishing the day down almost 1.6% at 5,860. Meanwhile, the NDX dropped nearly 2.75%, closing at 20,550.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
ETFs
When Bad News Isn’t: 10 Great Stocks In Two Sectors
February 27, 2025
There are signs of trouble ahead, like economic slowdown and resurgent inflation, but also signs of strength, like healthy demand - at least in some places.
Via
Talk Markets
Topics
Bonds
ETFs
Economy
Macro Briefing - Thursday, Feb. 27
February 27, 2025
Forecasts for the January Personal Consumption Expenditures Price Index report, scheduled for release on Friday, point to overall inflation remaining higher than the Federal Reserve prefers.
Via
Talk Markets
Topics
Bonds
Economy
SPX Bottoming Amid Stagflation Fears
February 27, 2025
The S&P 500 tentative bottom called during Tuesday‘s session got (not too stunning, but tame) follow through to the upside.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Economy
Nvidia Results Fail To Impress The Market
February 26, 2025
The S&P 500 will likely rally tomorrow as the VIX 1-Day closed around 20.
Via
Talk Markets
Topics
Bonds
Stocks
Stocks / Equities
Will SPX Bottom Hold?
February 26, 2025
S&P 500 took another dive after the opening bell, fast and driven by underwhelming CB consumer confidence.
Via
Talk Markets
Topics
Bonds
Cryptocurrencies
Stocks
The Trump 2.0 Put: Got Bonds?
February 26, 2025
During Donald Trump’s first term, some investors bought into the Trump 1.0 Put. The trade was based on the market’s belief that Trump believed the stock market’s performance was a referendum on his...
Via
Talk Markets
Topics
Bonds
Government
U.S. Growth Fears Spiral As The Tech Wreck Gains Momentum
February 25, 2025
Stocks got wrecked, bonds surged, and risk appetite took a serious hit as another ugly read on the U.S. consumer fuelled fresh concerns about the health of the world’s largest economy.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Stocks / Equities
Back In A Sideways Regime…
February 24, 2025
We should expect continued chop and vol until the market can put in a proper breakout in either direction.
Via
Talk Markets
Topics
Bonds
Commodities
Currencies/Forex
Weekly Market Pulse: Tune Out The Noise
February 24, 2025
Even without the threat of tariffs, the growth rate of goods consumption was likely to rise and the growth rate of services was likely to fall; the tariff threat just accelerated the process.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Stocks / Equities
CoT: Peek Into The Future Thru Futures - How Hedge Funds Are Positioned, Feb. 23
February 23, 2025
It is tough guessing how things will shake out in the next few weeks, let alone for the remainder of the year or the next four years. If there is any certainty, it is that it will be volatile.
Via
Talk Markets
Topics
Stocks / Equities
Market Analysis - Friday, Feb. 21
February 21, 2025
SPX futures rose to 6124.90 thus far this morning, a 64% retracement of yesterday’s plunge as favored momentum stocks suddenly reversed.
Via
Talk Markets
Topics
Cryptocurrencies
Futures
Stocks / Equities
I Told You Not to Fear SPY Reversal
February 21, 2025
S&P 500 played hard games with retail, dumping below the 6,115 level.
Via
Talk Markets
Topics
Bonds
Currencies/Forex
Stocks
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