Fintech introduces payments AI agents for community banks

Payman AI, a fintech building AI agents for community banks, announced its selection to the Independent Community Bankers of America’s (ICBA) ThinkTECH Accelerator Program, which kicks off at the ICBA Center for Innovation in Atlanta.

“Agentic banking will redefine how customers interact with their money, turning friction into seamless execution,” said Tyllen Bicakcic, co-founder and CEO of Payman AI. “By participating in the ICBA ThinkTECH Accelerator, we’re creating the infrastructure that makes AI-powered financial applications not just possible, but safe and compliant so community banks can support the evolving payment needs of their customers.”

Payman AI deploys AI that executes real banking transactions from payments, transfers, and account analysis—through voice or text on a bank’s existing rails, with configurable policy controls, approvals, and full audit trails designed for regulated environments.

The second ICBA ThinkTECH Accelerator cohort of 2026 reflects feedback from ICBA’s ThinkTECH Selection and Advisory Committee and targets priority areas for community bank innovation, including fraud mitigation, artificial intelligence, data analytics, customer experiences and payments.

“AI agents are rapidly becoming a cog in the payments process,” ICBA Executive Vice President and Chief Innovation Officer Wayne Miller said. “Having Payman AI as part of the ICBA ThinkTECH Accelerator offers community banks a new way to address next generation payment transactions with the same level of trust, security and reliability that our banks are known for. We’re thrilled to have them as part of the cohort.”

Since its inception, the ICBA ThinkTECH Accelerator has connected the most innovative bank technology companies with leading community bankers and industry experts — identifying and designing workable solutions that solve modern banking needs.

For more information about Payman AI, visit PaymanAI.com. For more information about the ICBA ThinkTECH Accelerator, visit icba.org/accelerator.

About Payman AI

Payman AI is the agentic banking platform that enables banks to deploy AI agents capable of executing real financial operations. By connecting securely to existing core banking systems, Payman's agents translate natural language intent into validated financial workflows and autonomous money movement, all with full auditability and bank-defined controls. Banks deploy agentic banking without replacing their existing infrastructure.

Learn more at paymanai.com.

About ICBA

The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation.

As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.

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