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Blue Eagle® Credit Union Selects Scienaptic AI for Enhanced AI-Powered Credit Decisioning

By: PRLog
NEW YORK - Jan. 26, 2026 - PRLog -- Scienaptic AI, a global leader in AI-powered credit decisioning technology, today announced that Blue Eagle Credit Union has selected its AI platform to modernize lending operations, implement AI-driven credit decisioning, and deliver faster, smarter lending for its members.

Rooted in the credit union movement's long-standing mission of fairness and accessibility, Blue Eagle® Credit Union is guided by a deep commitment to its members. Founded in 1948 and headquartered in Roanoke, Virginia, the credit union is driven by a passion to serve and enrich lives. Guided by its promise of "see banking differently®," the credit union is known for delivering a local five-star banking experience, one that prioritizes integrity, respect, compassion, education, and quality service. Through a continually evolving digital strategy and a membership-first approach, Blue Eagle® Credit Union seeks to help members continually access services that are better, faster, easier and more affordable.

"At Blue Eagle® Credit Union, we live by our promise of 'see banking differently,' putting members first in every decision," said Kevin Alfred, EVP and Chief Lending Officer at Blue Eagle® Credit Union. "Scienaptic AI allows us to see credit differently by uncovering opportunities traditional approaches can miss, while still making thoughtful, responsible decisions. This technology supports our commitment to saying 'yes' more often, while empowering members to achieve their financial goals."

"Blue Eagle® Credit Union exemplifies what it means to combine purpose with progress. Their membership-first philosophy aligns closely with our mission to enable fairer, more inclusive lending. By leveraging our AI decisioning platform, we're helping make credit decisions faster, more consistent, and more inclusive, so Blue Eagle® Credit Union can continue delivering exceptional member experiences and focus on what matters most - their members," said Patrick McElhenie, Chief Growth Officer at Scienaptic AI.

About Scienaptic AI


Founded in 2014, Scienaptic AI was built with the mission to drive financial inclusion at scale through AI-driven credit decisioning. The platform encapsulates a decade of technological innovation, integrating more data into decision-making, leveraging advanced machine learning algorithms, and supplementing them with rigorous risk and fair lending monitoring processes. This enables financial institutions to reach more borrowers- including underbanked and underserved individuals and say "Yes" more often without increasing risk.

In September 2024, Scienaptic's Credit Union Service Organization (CUSO) received strategic equity investments from its clients, further strengthening its mission to elevate lending with AI-driven solutions for inclusive loan growth, automation, lifecycle management, and compliance. Today, the CUSO is backed by 15 strategic investors, underscoring Scienaptic's deep commitment to the core principle of "people helping people."

The Scienaptic AI platform plays a vital role in supporting over 150 lenders by enhancing lending accuracy and efficiency. Scienaptic's credit decisioning expertise spans financial institutions collectively managing $3.9 trillion in assets. The platform has powered decisions for over $150 billion in loans. It processes over 3 million credit decisions each month, evaluating loan applications worth more than $3 billion. This enables over 1.7 million underserved individuals every month to access credit opportunities that were previously out of reach. Driven by the growing demand for AI in lending, the company has expanded by over 2,000% in the past three years.

Scienaptic has been recognized among the most innovative and fastest-growing companies in financial technology. The company was named to the Deloitte Technology Fast 500 list for 2025 and was included in the CB Insights Fintech 100 list of the most promising fintech companies shaping the future of financial services.

For more information, visit www.scienaptic.ai

About Blue Eagle® Credit Union

Blue Eagle® Credit Union, a not-for-profit financial cooperative, provides local 5-star banking experiences for consumers in Southwest Virginia. Blue Eagle® Credit Union's GoogleTM review rating averages 4.9 out of 5 stars, a direct result of enriching lives. It's time to See Banking Differently with Blue Eagle® Credit Union! Insured by NCUA.

For more information on Blue Eagle® Credit Union, visit blueeaglecreditunion.com

Media Contact
Chandan Pal
***@scienaptic.com

Photos: (Click photo to enlarge)

Scienaptic Logo Kevin Alfred, EVP and CLO at Blue Eagle® CU


Source: Scienaptic AI

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